If you are searching for the IFSC code of Unity Small finance Bank Limited, ATTIBELE branch in BANGLORE, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is UNBA0000328. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ATTIBELE branch, and detailed step-by-step guides for using the IFSC UNBA0000328 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Unity Small finance Bank Limited – ATTIBELE is UNBA0000328. The first four letters UNBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000328 map to this branch in BANGLORE, KARNATAKA.
Branch details at a glance
| Bank Name | Unity Small finance Bank Limited |
|---|---|
| Branch | Attibele |
| IFSC Code | UNBA0000328 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO.2,GROUND FLOOR,SRI JAYA BHARATI EDUCATION CO-OP SOCIETY COMPLEX,HOSUR ROAD,ANEKAL TALUK,DIST.ATTIBELE,BANGALURU 562107 |
| City | Banglore |
| District | Bangaluru Urban |
| State | Karnataka |
| STD Code | 80 |
| Phone | 8277173110 |
About Unity Small finance Bank Limited
Unity Small finance Bank Limited operates a wide network of branches across India, including the Attibele branch in Banglore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UNBA0000328.
About the Attibele branch
The Attibele branch of Unity Small finance Bank Limited is situated at SHOP NO.2,GROUND FLOOR,SRI JAYA BHARATI EDUCATION CO-OP SOCIETY COMPLEX,HOSUR ROAD,ANEKAL TALUK,DIST.ATTIBELE,BANGALURU 562107. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UNBA0000328 is used.
Why every Unity Small finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ATTIBELE of Unity Small finance Bank Limited — its own 11-character IFSC. The code UNBA0000328 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UNBA0000328 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UNBA0000328
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UNBA0000328 across all three.
NEFT to Unity Small finance Bank Limited, ATTIBELE using IFSC UNBA0000328
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UNBA0000328, and confirm that the system picks up Unity Small finance Bank Limited – ATTIBELE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UNBA0000328
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Unity Small finance Bank Limited – ATTIBELE, ensure your bank's portal accepts IFSC UNBA0000328 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Unity Small finance Bank Limited ATTIBELE (IFSC UNBA0000328)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UNBA0000328 in your mobile or internet banking app, and the money is credited to the ATTIBELE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UNBA0000328 for Unity Small finance Bank Limited – ATTIBELE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UNBA0000328 | Yes – UNBA0000328 | Yes – UNBA0000328 |
For most retail customers crediting the Attibele branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Unity Small finance Bank Limited's ATTIBELE branch, the IFSC UNBA0000328 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Attibele branch is mapped to IFSC UNBA0000328 on the RBI payments network. The branch generally supports the full retail product catalogue of Unity Small finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UNBA0000328.
Banking services available
The Attibele branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-8277173110.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UNBA0000328
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Unity Small finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UNBA0000328 and the account number together uniquely identify the Attibele branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Attibele branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UNBA0000328 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Unity Small finance Bank Limited – ATTIBELE:
- The IFSC is exactly UNBA0000328 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Unity Small finance Bank Limited as the bank name and ATTIBELE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Attibele branch
The branch is located at SHOP NO.2,GROUND FLOOR,SRI JAYA BHARATI EDUCATION CO-OP SOCIETY COMPLEX,HOSUR ROAD,ANEKAL TALUK,DIST.ATTIBELE,BANGALURU 562107, which puts it inside Banglore, the broader Bangaluru Urban district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Unity Small finance Bank Limited Attibele branch” — the verified location pin for IFSC UNBA0000328 should appear at the top of the results.
- Confirm the branch is open by calling 80-8277173110 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UNBA0000328 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UNBA0000328 for Unity Small finance Bank Limited – ATTIBELE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Attibele branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UNBA0000328, however, work 24x7.
Branch address & contact
Unity Small finance Bank LimitedAttibele Branch
SHOP NO.2,GROUND FLOOR,SRI JAYA BHARATI EDUCATION CO-OP SOCIETY COMPLEX,HOSUR ROAD,ANEKAL TALUK,DIST.ATTIBELE,BANGALURU 562107
Banglore, Karnataka
Phone: 80-8277173110
IFSC: UNBA0000328
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Attibele branch but serve different purposes.
Does Unity Small finance Bank Limited Attibele branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-8277173110 to confirm.
What is the phone number of Unity Small finance Bank Limited Attibele branch?
You can reach the branch at 80-8277173110 during regular banking hours.
Can I use IFSC UNBA0000328 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UNBA0000328 to send funds instantly.
Where is Unity Small finance Bank Limited Attibele branch located?
Unity Small finance Bank Limited's Attibele branch is located at SHOP NO.2,GROUND FLOOR,SRI JAYA BHARATI EDUCATION CO-OP SOCIETY COMPLEX,HOSUR ROAD,ANEKAL TALUK,DIST.ATTIBELE,BANGALURU 562107, Banglore, Karnataka.
How quickly will an NEFT transfer using UNBA0000328 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Unity Small finance Bank Limited – Attibele reflect within 30 minutes.
Is IFSC UNBA0000328 valid for NEFT and RTGS?
Yes. IFSC UNBA0000328 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: UNBA0000328 is the IFSC code of Unity Small finance Bank Limited, ATTIBELE branch, in BANGLORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
