This page lists the IFSC code, branch address, contact number and fund-transfer information for Unity Small finance Bank Limited, BADAN branch in BADAN. The 11-digit IFSC UNBA0001013 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Unity Small finance Bank Limited at the BADAN location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UNBA0001013 is the IFSC of Unity Small finance Bank Limited's BADAN branch. The format is fixed: UNBA = bank code, 0 = reserved, 001013 = branch identifier.
Branch details at a glance
| Bank Name | Unity Small finance Bank Limited |
|---|---|
| Branch | Badan |
| IFSC Code | UNBA0001013 |
| MICR Code | Refer to cheque leaf |
| Branch Address | S/O RAMKALYAN KIRAD INDRA AWAS COLONY WARD NO 04 VILL-BADAN, PO-BARAN, THANA-BARAN,TALUKA-BARAN,DIST-BARAN,RAJASTHAN-325222 |
| City | Badan |
| District | Baran |
| State | Rajasthan |
| STD Code | 91 |
| Phone | 8949578967 |
About the bank
Unity Small finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Badan branch in Badan, Rajasthan is part of this network and uses the IFSC code UNBA0001013 for all electronic settlement.
About the Badan branch
The Badan branch of Unity Small finance Bank Limited is situated at S/O RAMKALYAN KIRAD INDRA AWAS COLONY WARD NO 04 VILL-BADAN, PO-BARAN, THANA-BARAN,TALUKA-BARAN,DIST-BARAN,RAJASTHAN-325222. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UNBA0001013 is used.
Why every Unity Small finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BADAN of Unity Small finance Bank Limited — its own 11-character IFSC. The code UNBA0001013 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UNBA0001013 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UNBA0001013
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UNBA0001013 across all three.
How to use IFSC UNBA0001013 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Unity Small finance Bank Limited's BADAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UNBA0001013.
- Confirm the bank name auto-populates as Unity Small finance Bank Limited and the branch as BADAN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BADAN
If you need to transfer ₹2 lakh or more in one go to an account at Unity Small finance Bank Limited's BADAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UNBA0001013 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Unity Small finance Bank Limited – BADAN, use IMPS. With IFSC UNBA0001013 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UNBA0001013 for Unity Small finance Bank Limited – BADAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UNBA0001013 | Yes – UNBA0001013 | Yes – UNBA0001013 |
For most retail customers crediting the Badan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Unity Small finance Bank Limited's BADAN branch, the IFSC UNBA0001013 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Badan branch
Once you have an account at Unity Small finance Bank Limited – BADAN, the IFSC UNBA0001013 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Badan branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8949578967.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UNBA0001013
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Unity Small finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UNBA0001013 and the account number together uniquely identify the Badan branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UNBA0001013
Unity Small finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BADAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UNBA0001013 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Unity Small finance Bank Limited – BADAN:
- The IFSC is exactly UNBA0001013 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Unity Small finance Bank Limited as the bank name and BADAN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Badan branch
The branch is located at S/O RAMKALYAN KIRAD INDRA AWAS COLONY WARD NO 04 VILL-BADAN, PO-BARAN, THANA-BARAN,TALUKA-BARAN,DIST-BARAN,RAJASTHAN-325222, which puts it inside Badan, the broader Baran district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Unity Small finance Bank Limited Badan branch” — the verified location pin for IFSC UNBA0001013 should appear at the top of the results.
- Confirm the branch is open by calling 91-8949578967 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UNBA0001013 and your account number.
Verifying IFSC UNBA0001013 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UNBA0001013 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8949578967.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Badan are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UNBA0001013 continue to work without interruption.
Branch address & contact
Unity Small finance Bank LimitedBadan Branch
S/O RAMKALYAN KIRAD INDRA AWAS COLONY WARD NO 04 VILL-BADAN, PO-BARAN, THANA-BARAN,TALUKA-BARAN,DIST-BARAN,RAJASTHAN-325222
Badan, Rajasthan
Phone: 91-8949578967
IFSC: UNBA0001013
Frequently asked questions
Is IFSC UNBA0001013 the same for all accounts at Badan branch?
Yes. The IFSC UNBA0001013 is shared by every account held at Unity Small finance Bank Limited's Badan branch. Only the account number changes from customer to customer.
Can I use IFSC UNBA0001013 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UNBA0001013 to send funds instantly.
Is IFSC UNBA0001013 valid for NEFT and RTGS?
Yes. IFSC UNBA0001013 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Unity Small finance Bank Limited Badan branch located?
Unity Small finance Bank Limited's Badan branch is located at S/O RAMKALYAN KIRAD INDRA AWAS COLONY WARD NO 04 VILL-BADAN, PO-BARAN, THANA-BARAN,TALUKA-BARAN,DIST-BARAN,RAJASTHAN-325222, Badan, Rajasthan.
Does Unity Small finance Bank Limited Badan branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8949578967 to confirm.
How quickly will an NEFT transfer using UNBA0001013 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Unity Small finance Bank Limited – Badan reflect within 30 minutes.
What is the IFSC code of Unity Small finance Bank Limited Badan branch?
The IFSC code of Unity Small finance Bank Limited, Badan branch is UNBA0001013. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code UNBA0001013 belongs to Unity Small finance Bank Limited's BADAN branch, located at S/O RAMKALYAN KIRAD INDRA AWAS COLONY WARD NO 04 VILL-BADAN, PO-BARAN,… in BADAN, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
