This page lists the IFSC code, branch address, contact number and fund-transfer information for Unity Small finance Bank Limited, ANGARO JABRA branch in ANGARO JABRA. The 11-digit IFSC UNBA0001012 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Unity Small finance Bank Limited at the ANGARO JABRA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UNBA0001012 is the IFSC of Unity Small finance Bank Limited's ANGARO JABRA branch. The format is fixed: UNBA = bank code, 0 = reserved, 001012 = branch identifier.
About Unity Small finance Bank Limited
Unity Small finance Bank Limited operates a wide network of branches across India, including the Angaro Jabra branch in Angaro Jabra. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UNBA0001012.
About the Angaro Jabra branch
The Angaro Jabra branch of Unity Small finance Bank Limited is situated at VIII-ANGARU JABRA, PO-PULIYA JHARNA,THANA BOUNSI,DIST-BANKA,PIN-814104. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UNBA0001012 is used.
Branch details at a glance
| Bank Name | Unity Small finance Bank Limited |
|---|---|
| Branch | Angaro Jabra |
| IFSC Code | UNBA0001012 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VIII-ANGARU JABRA, PO-PULIYA JHARNA,THANA BOUNSI,DIST-BANKA,PIN-814104 |
| City | Angaro Jabra |
| District | Banka |
| State | Bihar |
| STD Code | 91 |
| Phone | 7992491054 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Unity Small finance Bank Limited's ANGARO JABRA branch came to be assigned the code UNBA0001012.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UNBA0001012, money simply cannot be routed to the ANGARO JABRA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Unity Small finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UNBA0001012 and the account number together uniquely identify the Angaro Jabra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UNBA0001012
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UNBA0001012 across all three.
How to use IFSC UNBA0001012 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Unity Small finance Bank Limited's ANGARO JABRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UNBA0001012.
- Confirm the bank name auto-populates as Unity Small finance Bank Limited and the branch as ANGARO JABRA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ANGARO JABRA
If you need to transfer ₹2 lakh or more in one go to an account at Unity Small finance Bank Limited's ANGARO JABRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UNBA0001012 while initiating the transfer and the credit will appear within minutes.
IMPS to Unity Small finance Bank Limited ANGARO JABRA (IFSC UNBA0001012)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UNBA0001012 in your mobile or internet banking app, and the money is credited to the ANGARO JABRA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UNBA0001012 for Unity Small finance Bank Limited – ANGARO JABRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UNBA0001012 | Yes – UNBA0001012 | Yes – UNBA0001012 |
For most retail customers crediting the Angaro Jabra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UNBA0001012
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Unity Small finance Bank Limited – ANGARO JABRA is still mapped to IFSC UNBA0001012. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UNBA0001012 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Angaro Jabra branch is mapped to IFSC UNBA0001012 on the RBI payments network. The branch generally supports the full retail product catalogue of Unity Small finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UNBA0001012.
Products and services
Customers walking into the Angaro Jabra branch can access most of Unity Small finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UNBA0001012
Digital banking channels
Most day-to-day work that customers used to do at the Angaro Jabra branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UNBA0001012 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Angaro Jabra branch
The branch is located at VIII-ANGARU JABRA, PO-PULIYA JHARNA,THANA BOUNSI,DIST-BANKA,PIN-814104, which puts it inside Angaro Jabra, the broader Banka district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Unity Small finance Bank Limited Angaro Jabra branch” — the verified location pin for IFSC UNBA0001012 should appear at the top of the results.
- Confirm the branch is open by calling 91-7992491054 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UNBA0001012 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Unity Small finance Bank Limited – ANGARO JABRA:
- The IFSC is exactly UNBA0001012 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Unity Small finance Bank Limited as the bank name and ANGARO JABRA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Angaro Jabra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UNBA0001012, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UNBA0001012 for Unity Small finance Bank Limited – ANGARO JABRA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Unity Small finance Bank LimitedAngaro Jabra Branch
VIII-ANGARU JABRA, PO-PULIYA JHARNA,THANA BOUNSI,DIST-BANKA,PIN-814104
Angaro Jabra, Bihar
Phone: 91-7992491054
IFSC: UNBA0001012
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Angaro Jabra branch but serve different purposes.
Does Unity Small finance Bank Limited Angaro Jabra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7992491054 to confirm.
Is IFSC UNBA0001012 the same for all accounts at Angaro Jabra branch?
Yes. The IFSC UNBA0001012 is shared by every account held at Unity Small finance Bank Limited's Angaro Jabra branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UNBA0001012 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Unity Small finance Bank Limited – Angaro Jabra reflect within 30 minutes.
What is the phone number of Unity Small finance Bank Limited Angaro Jabra branch?
You can reach the branch at 91-7992491054 during regular banking hours.
Is IFSC UNBA0001012 valid for NEFT and RTGS?
Yes. IFSC UNBA0001012 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Unity Small finance Bank Limited Angaro Jabra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UNBA0001012, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Unity Small finance Bank Limited Angaro Jabra branch located?
Unity Small finance Bank Limited's Angaro Jabra branch is located at VIII-ANGARU JABRA, PO-PULIYA JHARNA,THANA BOUNSI,DIST-BANKA,PIN-814104, Angaro Jabra, Bihar.
Final notes
To recap: UNBA0001012 is the IFSC code of Unity Small finance Bank Limited, ANGARO JABRA branch, in ANGARO JABRA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
