If you are searching for the IFSC code of Unity Small finance Bank Limited, ABDULLANAGAR URF SONTA branch in ABDULLANAGAR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is UNBA0001001. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ABDULLANAGAR URF SONTA branch, and detailed step-by-step guides for using the IFSC UNBA0001001 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Unity Small finance Bank Limited – ABDULLANAGAR URF SONTA is UNBA0001001. The first four letters UNBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001001 map to this branch in ABDULLANAGAR, UTTAR PRADESH.
About the bank
Unity Small finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Abdullanagar Urf Sonta branch in Abdullanagar, Uttar Pradesh is part of this network and uses the IFSC code UNBA0001001 for all electronic settlement.
Branch details at a glance
| Bank Name | Unity Small finance Bank Limited |
|---|---|
| Branch | Abdullanagar Urf Sonta |
| IFSC Code | UNBA0001001 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE ABDULLNAGAR URF SONTA, BLOCK-KHATAULI,POST-MANSOORPUR,DISTRICT-MUZAFFARNAGAR,UTTAR PRADESH-251201 |
| City | Abdullanagar |
| District | Muzaffarnagar |
| State | Uttar Pradesh |
| STD Code | 131 |
| Phone | 9411296707 |
About the Abdullanagar Urf Sonta branch
The Abdullanagar Urf Sonta branch of Unity Small finance Bank Limited is situated at VILLAGE ABDULLNAGAR URF SONTA, BLOCK-KHATAULI,POST-MANSOORPUR,DISTRICT-MUZAFFARNAGAR,UTTAR PRADESH-251201. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UNBA0001001 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Unity Small finance Bank Limited's ABDULLANAGAR URF SONTA branch came to be assigned the code UNBA0001001.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UNBA0001001, money simply cannot be routed to the ABDULLANAGAR URF SONTA branch electronically.
Products and account variants supported
Every account opened at the Abdullanagar Urf Sonta branch is mapped to IFSC UNBA0001001 on the RBI payments network. The branch generally supports the full retail product catalogue of Unity Small finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UNBA0001001.
Products and services
Customers walking into the Abdullanagar Urf Sonta branch can access most of Unity Small finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UNBA0001001
How to transfer money using IFSC UNBA0001001
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UNBA0001001 across all three.
NEFT to Unity Small finance Bank Limited, ABDULLANAGAR URF SONTA using IFSC UNBA0001001
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UNBA0001001, and confirm that the system picks up Unity Small finance Bank Limited – ABDULLANAGAR URF SONTA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ABDULLANAGAR URF SONTA
If you need to transfer ₹2 lakh or more in one go to an account at Unity Small finance Bank Limited's ABDULLANAGAR URF SONTA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UNBA0001001 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Unity Small finance Bank Limited – ABDULLANAGAR URF SONTA, use IMPS. With IFSC UNBA0001001 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Abdullanagar Urf Sonta
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UNBA0001001:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ABDULLANAGAR URF SONTA is still linked to IFSC UNBA0001001.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Unity Small finance Bank Limited's ABDULLANAGAR URF SONTA branch, the IFSC UNBA0001001 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UNBA0001001
Unity Small finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ABDULLANAGAR URF SONTA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UNBA0001001 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Abdullanagar Urf Sonta branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UNBA0001001 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UNBA0001001
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Unity Small finance Bank Limited – ABDULLANAGAR URF SONTA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UNBA0001001. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Abdullanagar Urf Sonta branch sits at VILLAGE ABDULLNAGAR URF SONTA, BLOCK-KHATAULI,POST-MANSOORPUR,DISTRICT-MUZAFFARNAGAR,UTTAR PRADESH-251201. If you are travelling from outside Abdullanagar, search for the branch on a maps application using the bank name and locality, or call 131-9411296707 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UNBA0001001 and your account number.
Verifying IFSC UNBA0001001 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UNBA0001001 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 131-9411296707.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Abdullanagar Urf Sonta branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UNBA0001001, however, work 24x7.
Branch address & contact
Unity Small finance Bank LimitedAbdullanagar Urf Sonta Branch
VILLAGE ABDULLNAGAR URF SONTA, BLOCK-KHATAULI,POST-MANSOORPUR,DISTRICT-MUZAFFARNAGAR,UTTAR PRADESH-251201
Abdullanagar, Uttar Pradesh
Phone: 131-9411296707
IFSC: UNBA0001001
Frequently asked questions
How quickly will an NEFT transfer using UNBA0001001 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Unity Small finance Bank Limited – Abdullanagar Urf Sonta reflect within 30 minutes.
Is IFSC UNBA0001001 the same for all accounts at Abdullanagar Urf Sonta branch?
Yes. The IFSC UNBA0001001 is shared by every account held at Unity Small finance Bank Limited's Abdullanagar Urf Sonta branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Abdullanagar Urf Sonta branch but serve different purposes.
Can I use IFSC UNBA0001001 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UNBA0001001 to send funds instantly.
Where is Unity Small finance Bank Limited Abdullanagar Urf Sonta branch located?
Unity Small finance Bank Limited's Abdullanagar Urf Sonta branch is located at VILLAGE ABDULLNAGAR URF SONTA, BLOCK-KHATAULI,POST-MANSOORPUR,DISTRICT-MUZAFFARNAGAR,UTTAR PRADESH-251201, Abdullanagar, Uttar Pradesh.
What is the IFSC code of Unity Small finance Bank Limited Abdullanagar Urf Sonta branch?
The IFSC code of Unity Small finance Bank Limited, Abdullanagar Urf Sonta branch is UNBA0001001. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code UNBA0001001 belongs to Unity Small finance Bank Limited's ABDULLANAGAR URF SONTA branch, located at VILLAGE ABDULLNAGAR URF SONTA,… in ABDULLANAGAR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
