If you are searching for the IFSC code of Union Bank of India, APGB VOMMANGI branch in VOMMANGI, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is UBIN0CG7414. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the APGB VOMMANGI branch, and detailed step-by-step guides for using the IFSC UBIN0CG7414 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UBIN0CG7414 is the IFSC of Union Bank of India's APGB VOMMANGI branch. The format is fixed: UBIN = bank code, 0 = reserved, CG7414 = branch identifier.
About the bank
Union Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Apgb Vommangi branch in Vommangi, Andhra Pradesh is part of this network and uses the IFSC code UBIN0CG7414 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR, D. NO. 4-28, MAIN ROAD, NEAR TO BUS STAND, VOMMANGI VILLAGE, PRATHIPADU MANDAL, KAKINADA DISTRICT - 533430. It serves the Vommangi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0CG7414 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Apgb Vommangi |
| IFSC Code | UBIN0CG7414 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, D. NO. 4-28, MAIN ROAD, NEAR TO BUS STAND, VOMMANGI VILLAGE, PRATHIPADU MANDAL, KAKINADA DISTRICT - 533430 |
| City | Vommangi |
| District | Kakinada |
| State | Andhra Pradesh |
| STD Code | 0 |
| Phone | 8639750581 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's APGB VOMMANGI branch came to be assigned the code UBIN0CG7414.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0CG7414, money simply cannot be routed to the APGB VOMMANGI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Apgb Vommangi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0CG7414 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UBIN0CG7414
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0CG7414 across all three.
NEFT to Union Bank of India, APGB VOMMANGI using IFSC UBIN0CG7414
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0CG7414, and confirm that the system picks up Union Bank of India – APGB VOMMANGI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UBIN0CG7414
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – APGB VOMMANGI, ensure your bank's portal accepts IFSC UBIN0CG7414 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Union Bank of India APGB VOMMANGI (IFSC UBIN0CG7414)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0CG7414 in your mobile or internet banking app, and the money is credited to the APGB VOMMANGI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0CG7414 for Union Bank of India – APGB VOMMANGI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0CG7414 | Yes – UBIN0CG7414 | Yes – UBIN0CG7414 |
For most retail customers crediting the Apgb Vommangi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Union Bank of India's APGB VOMMANGI branch, the IFSC UBIN0CG7414 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Apgb Vommangi branch is mapped to IFSC UBIN0CG7414 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UBIN0CG7414.
Banking services available
The Apgb Vommangi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8639750581.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0CG7414
Online banking and IFSC UBIN0CG7414
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the APGB VOMMANGI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0CG7414 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Apgb Vommangi branch sits at GROUND FLOOR, D. NO. 4-28, MAIN ROAD, NEAR TO BUS STAND, VOMMANGI VILLAGE, PRATHIPADU MANDAL, KAKINADA DISTRICT - 533430. If you are travelling from outside Vommangi, search for the branch on a maps application using the bank name and locality, or call 8639750581 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0CG7414 and your account number.
Common mistakes to avoid when using IFSC UBIN0CG7414
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – APGB VOMMANGI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UBIN0CG7414. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Apgb Vommangi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UBIN0CG7414, however, work 24x7.
Verifying IFSC UBIN0CG7414 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0CG7414 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8639750581.
- Visiting the bank's official branch locator page.
Branch address & contact
Union Bank of IndiaApgb Vommangi Branch
GROUND FLOOR, D. NO. 4-28, MAIN ROAD, NEAR TO BUS STAND, VOMMANGI VILLAGE, PRATHIPADU MANDAL, KAKINADA DISTRICT - 533430
Vommangi, Andhra Pradesh
Phone: 8639750581
IFSC: UBIN0CG7414
Frequently asked questions
Can I use IFSC UBIN0CG7414 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0CG7414 to send funds instantly.
How quickly will an NEFT transfer using UBIN0CG7414 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Union Bank of India – Apgb Vommangi reflect within 30 minutes.
Is IFSC UBIN0CG7414 valid for NEFT and RTGS?
Yes. IFSC UBIN0CG7414 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Union Bank of India Apgb Vommangi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0CG7414, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UBIN0CG7414 the same for all accounts at Apgb Vommangi branch?
Yes. The IFSC UBIN0CG7414 is shared by every account held at Union Bank of India's Apgb Vommangi branch. Only the account number changes from customer to customer.
What is the phone number of Union Bank of India Apgb Vommangi branch?
You can reach the branch at 8639750581 during regular banking hours.
What is the IFSC code of Union Bank of India Apgb Vommangi branch?
The IFSC code of Union Bank of India, Apgb Vommangi branch is UBIN0CG7414. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Apgb Vommangi branch but serve different purposes.
Summary
The IFSC code UBIN0CG7414 belongs to Union Bank of India's APGB VOMMANGI branch, located at GROUND FLOOR, D. NO. 4-28, MAIN ROAD, NEAR TO BUS STAND, VOMMANGI VILLAGE,… in VOMMANGI, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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