Below are the complete branch details for Union Bank of India, VAPI DAMAN ROAD branch, located in VAPI, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is UBIN0829242. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UBIN0829242 for Union Bank of India – VAPI DAMAN ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UBIN0829242 is the IFSC of Union Bank of India's VAPI DAMAN ROAD branch. The format is fixed: UBIN = bank code, 0 = reserved, 829242 = branch identifier.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Vapi Daman Road |
| IFSC Code | UBIN0829242 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SYNO 96/A GRD FLOOR SHOP NO 5 AND 6STOP AND GO COMPLEX NEAR DABHEL CHK POST |
| City | Vapi |
| District | Valsad |
| State | Gujarat |
| Phone | 1234567890 |
Bank profile
Union Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Vapi Daman Road branch — IFSC UBIN0829242 — extends the bank's services to customers in and around Vapi, Gujarat.
About the Vapi Daman Road branch
The Vapi Daman Road branch of Union Bank of India is situated at SYNO 96/A GRD FLOOR SHOP NO 5 AND 6STOP AND GO COMPLEX NEAR DABHEL CHK POST. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UBIN0829242 is used.
Why every Union Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VAPI DAMAN ROAD of Union Bank of India — its own 11-character IFSC. The code UBIN0829242 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UBIN0829242 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UBIN0829242
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0829242 across all three.
How to use IFSC UBIN0829242 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Union Bank of India's VAPI DAMAN ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UBIN0829242.
- Confirm the bank name auto-populates as Union Bank of India and the branch as VAPI DAMAN ROAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to VAPI DAMAN ROAD
If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's VAPI DAMAN ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0829242 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Union Bank of India – VAPI DAMAN ROAD, use IMPS. With IFSC UBIN0829242 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0829242 for Union Bank of India – VAPI DAMAN ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0829242 | Yes – UBIN0829242 | Yes – UBIN0829242 |
For most retail customers crediting the Vapi Daman Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UBIN0829242
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – VAPI DAMAN ROAD is still mapped to IFSC UBIN0829242. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0829242 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Vapi Daman Road branch is mapped to IFSC UBIN0829242 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UBIN0829242.
Products and services
Customers walking into the Vapi Daman Road branch can access most of Union Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UBIN0829242
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Union Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UBIN0829242 and the account number together uniquely identify the Vapi Daman Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UBIN0829242
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the VAPI DAMAN ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0829242 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UBIN0829242
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – VAPI DAMAN ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UBIN0829242. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Vapi Daman Road branch
The branch is located at SYNO 96/A GRD FLOOR SHOP NO 5 AND 6STOP AND GO COMPLEX NEAR DABHEL CHK POST, which puts it inside Vapi, the broader Valsad district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Union Bank of India Vapi Daman Road branch” — the verified location pin for IFSC UBIN0829242 should appear at the top of the results.
- Confirm the branch is open by calling 1234567890 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0829242 and your account number.
Verifying IFSC UBIN0829242 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0829242 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1234567890.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vapi Daman Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UBIN0829242, however, work 24x7.
Branch address & contact
Union Bank of IndiaVapi Daman Road Branch
SYNO 96/A GRD FLOOR SHOP NO 5 AND 6STOP AND GO COMPLEX NEAR DABHEL CHK POST
Vapi, Gujarat
Phone: 1234567890
IFSC: UBIN0829242
Frequently asked questions
What is the phone number of Union Bank of India Vapi Daman Road branch?
You can reach the branch at 1234567890 during regular banking hours.
Where is Union Bank of India Vapi Daman Road branch located?
Union Bank of India's Vapi Daman Road branch is located at SYNO 96/A GRD FLOOR SHOP NO 5 AND 6STOP AND GO COMPLEX NEAR DABHEL CHK POST, Vapi, Gujarat.
What is the IFSC code of Union Bank of India Vapi Daman Road branch?
The IFSC code of Union Bank of India, Vapi Daman Road branch is UBIN0829242. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UBIN0829242 the same for all accounts at Vapi Daman Road branch?
Yes. The IFSC UBIN0829242 is shared by every account held at Union Bank of India's Vapi Daman Road branch. Only the account number changes from customer to customer.
Does Union Bank of India Vapi Daman Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1234567890 to confirm.
Is IFSC UBIN0829242 valid for NEFT and RTGS?
Yes. IFSC UBIN0829242 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UBIN0829242 belongs to Union Bank of India's VAPI DAMAN ROAD branch, located at SYNO 96/A GRD FLOOR SHOP NO 5 AND 6STOP AND GO COMPLEX NEAR DABHEL CHK POST in VAPI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
