Use this page as a one-stop reference for everything related to Union Bank of India's ATTIPARA branch in THIRUVANANTHAPURAM, KERALA. The branch's IFSC code UBIN0533645 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UBIN0533645 is the IFSC of Union Bank of India's ATTIPARA branch. The format is fixed: UBIN = bank code, 0 = reserved, 533645 = branch identifier.
About Union Bank of India
Union Bank of India operates a wide network of branches across India, including the Attipara branch in Thiruvananthapuram. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UBIN0533645.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Attipara |
| IFSC Code | UBIN0533645 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT ATTIPARA,POST KULATHOOR, ARASUMMOOD JUNCTIONDIST. TRIVANDRUM, KERALA,PIN - 695 583. |
| City | Thiruvananthapuram |
| District | Trivandrum |
| State | Kerala |
About the Attipara branch
The Attipara branch of Union Bank of India is situated at AT ATTIPARA,POST KULATHOOR, ARASUMMOOD JUNCTIONDIST. TRIVANDRUM, KERALA,PIN - 695 583.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UBIN0533645 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's ATTIPARA branch came to be assigned the code UBIN0533645.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0533645, money simply cannot be routed to the ATTIPARA branch electronically.
Account types you can open at the Attipara branch
Once you have an account at Union Bank of India – ATTIPARA, the IFSC UBIN0533645 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Attipara branch can access most of Union Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UBIN0533645
How to transfer money using IFSC UBIN0533645
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0533645 across all three.
NEFT to Union Bank of India, ATTIPARA using IFSC UBIN0533645
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0533645, and confirm that the system picks up Union Bank of India – ATTIPARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UBIN0533645
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – ATTIPARA, ensure your bank's portal accepts IFSC UBIN0533645 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Union Bank of India ATTIPARA (IFSC UBIN0533645)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0533645 in your mobile or internet banking app, and the money is credited to the ATTIPARA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0533645 for Union Bank of India – ATTIPARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0533645 | Yes – UBIN0533645 | Yes – UBIN0533645 |
For most retail customers crediting the Attipara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UBIN0533645
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – ATTIPARA is still mapped to IFSC UBIN0533645. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0533645 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UBIN0533645
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the ATTIPARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0533645 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Attipara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0533645 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – ATTIPARA:
- The IFSC is exactly UBIN0533645 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Union Bank of India as the bank name and ATTIPARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Attipara branch sits at AT ATTIPARA,POST KULATHOOR, ARASUMMOOD JUNCTIONDIST. TRIVANDRUM, KERALA,PIN - 695 583.. If you are travelling from outside Thiruvananthapuram, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0533645 and your account number.
Verifying IFSC UBIN0533645 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0533645 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Attipara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0533645 continue to work without interruption.
Branch address & contact
Union Bank of IndiaAttipara Branch
AT ATTIPARA,POST KULATHOOR, ARASUMMOOD JUNCTIONDIST. TRIVANDRUM, KERALA,PIN - 695 583.
Thiruvananthapuram, Kerala
Phone: the branch contact number
IFSC: UBIN0533645
Frequently asked questions
Where is Union Bank of India Attipara branch located?
Union Bank of India's Attipara branch is located at AT ATTIPARA,POST KULATHOOR, ARASUMMOOD JUNCTIONDIST. TRIVANDRUM, KERALA,PIN - 695 583., Thiruvananthapuram, Kerala.
Can I use IFSC UBIN0533645 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0533645 to send funds instantly.
How do I add Union Bank of India Attipara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0533645, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UBIN0533645 the same for all accounts at Attipara branch?
Yes. The IFSC UBIN0533645 is shared by every account held at Union Bank of India's Attipara branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Attipara branch but serve different purposes.
How quickly will an NEFT transfer using UBIN0533645 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Union Bank of India – Attipara reflect within 30 minutes.
What is the phone number of Union Bank of India Attipara branch?
You can reach the branch at the branch contact number during regular banking hours.
Summary
The IFSC code UBIN0533645 belongs to Union Bank of India's ATTIPARA branch, located at AT ATTIPARA,POST KULATHOOR, ARASUMMOOD JUNCTIONDIST. TRIVANDRUM, KERALA,PIN -… in THIRUVANANTHAPURAM, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
More Articles for IFSC Code
IFSC Code of Zila Sahakri Bank Limited Ghaziabad, Loni Branch, Uttar Pradesh
