IFSC Code of Union Bank of India, Thanjavur Lic of India, Ec Branch, Tamil Nadu

This page lists the IFSC code, branch address, contact number and fund-transfer information for Union Bank of India, THANJAVUR LIC OF INDIA, EC branch in THANJAVUR. The 11-digit IFSC UBIN0921157 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Union Bank of India at the THANJAVUR LIC OF INDIA, EC location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UBIN0921157 is the IFSC of Union Bank of India's THANJAVUR LIC OF INDIA, EC branch. The format is fixed: UBIN = bank code, 0 = reserved, 921157 = branch identifier.

About the bank

Union Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Thanjavur Lic of India, Ec branch in Thanjavur, Tamil Nadu is part of this network and uses the IFSC code UBIN0921157 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at 35 GANDHIJI ROAD, THANJAVUR 613001. It serves the Thanjavur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0921157 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's THANJAVUR LIC OF INDIA, EC branch came to be assigned the code UBIN0921157.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0921157, money simply cannot be routed to the THANJAVUR LIC OF INDIA, EC branch electronically.

Products and account variants supported

Every account opened at the Thanjavur Lic of India, Ec branch is mapped to IFSC UBIN0921157 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UBIN0921157.

Products and services

Customers walking into the Thanjavur Lic of India, Ec branch can access most of Union Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UBIN0921157

How to transfer money using IFSC UBIN0921157

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0921157 across all three.

NEFT to Union Bank of India, THANJAVUR LIC OF INDIA, EC using IFSC UBIN0921157

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0921157, and confirm that the system picks up Union Bank of India – THANJAVUR LIC OF INDIA, EC. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THANJAVUR LIC OF INDIA, EC

If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's THANJAVUR LIC OF INDIA, EC branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0921157 while initiating the transfer and the credit will appear within minutes.

IMPS to Union Bank of India THANJAVUR LIC OF INDIA, EC (IFSC UBIN0921157)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0921157 in your mobile or internet banking app, and the money is credited to the THANJAVUR LIC OF INDIA, EC branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UBIN0921157 for Union Bank of India – THANJAVUR LIC OF INDIA, EC, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Thanjavur Lic of India, Ec branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UBIN0921157

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – THANJAVUR LIC OF INDIA, EC is still mapped to IFSC UBIN0921157. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0921157 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Thanjavur Lic of India, Ec branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0921157 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Union Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UBIN0921157 and the account number together uniquely identify the Thanjavur Lic of India, Ec branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – THANJAVUR LIC OF INDIA, EC:

• The IFSC is exactly UBIN0921157 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Union Bank of India as the bank name and THANJAVUR LIC OF INDIA, EC as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Thanjavur Lic of India, Ec branch

The branch is located at 35 GANDHIJI ROAD, THANJAVUR 613001, which puts it inside Thanjavur, the broader Thanjavur district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Union Bank of India Thanjavur Lic of India, Ec branch” — the verified location pin for IFSC UBIN0921157 should appear at the top of the results.
2. Confirm the branch is open by calling 4362-273458 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0921157 and your account number.

Verifying IFSC UBIN0921157 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0921157 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 4362-273458.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Thanjavur Lic of India, Ec are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0921157 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UBIN0921157 belongs to Union Bank of India's THANJAVUR LIC OF INDIA, EC branch, located at 35 GANDHIJI ROAD, THANJAVUR 613001 in THANJAVUR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.