IFSC Code of Union Bank of India, Hb Colony Siddipet Branch, Telangana

If you are searching for the IFSC code of Union Bank of India, HB COLONY SIDDIPET branch in SIDDIPET, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is UBIN0825590. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HB COLONY SIDDIPET branch, and detailed step-by-step guides for using the IFSC UBIN0825590 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Union Bank of India's HB COLONY SIDDIPET branch, the IFSC UBIN0825590 breaks down as follows: UBIN identifies the bank, 0 is the reserved character, and 825590 identifies this particular branch.

About the bank

Union Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Hb Colony Siddipet branch in Siddipet, Telangana is part of this network and uses the IFSC code UBIN0825590 for all electronic settlement.

Branch details at a glance

About the Hb Colony Siddipet branch

The Hb Colony Siddipet branch of Union Bank of India is situated at 19-23/7 HOUSING BOARD COLONYSIDDIPET MEDAK DISTT. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UBIN0825590 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's HB COLONY SIDDIPET branch came to be assigned the code UBIN0825590.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0825590, money simply cannot be routed to the HB COLONY SIDDIPET branch electronically.

Products and account variants supported

Every account opened at the Hb Colony Siddipet branch is mapped to IFSC UBIN0825590 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UBIN0825590.

Banking services available

The Hb Colony Siddipet branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8457-8457230055.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0825590

How to transfer money using IFSC UBIN0825590

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0825590 across all three.

How to use IFSC UBIN0825590 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Union Bank of India's HB COLONY SIDDIPET branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UBIN0825590.
4. Confirm the bank name auto-populates as Union Bank of India and the branch as HB COLONY SIDDIPET.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC UBIN0825590

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – HB COLONY SIDDIPET, ensure your bank's portal accepts IFSC UBIN0825590 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Union Bank of India HB COLONY SIDDIPET (IFSC UBIN0825590)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0825590 in your mobile or internet banking app, and the money is credited to the HB COLONY SIDDIPET branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Hb Colony Siddipet

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UBIN0825590:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at HB COLONY SIDDIPET is still linked to IFSC UBIN0825590.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UBIN0825590

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – HB COLONY SIDDIPET is still mapped to IFSC UBIN0825590. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0825590 and the beneficiary's account number to complete the transfer.

Online banking and IFSC UBIN0825590

Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the HB COLONY SIDDIPET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0825590 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Hb Colony Siddipet branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0825590 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – HB COLONY SIDDIPET:

• The IFSC is exactly UBIN0825590 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Union Bank of India as the bank name and HB COLONY SIDDIPET as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Hb Colony Siddipet branch

The branch is located at 19-23/7 HOUSING BOARD COLONYSIDDIPET MEDAK DISTT, which puts it inside Siddipet, the broader Siddipet district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “Union Bank of India Hb Colony Siddipet branch” — the verified location pin for IFSC UBIN0825590 should appear at the top of the results.
2. Confirm the branch is open by calling 8457-8457230055 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0825590 and your account number.

Verifying IFSC UBIN0825590 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0825590 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8457-8457230055.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Hb Colony Siddipet are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0825590 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: UBIN0825590 is the IFSC code of Union Bank of India, HB COLONY SIDDIPET branch, in SIDDIPET, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.