This page lists the IFSC code, branch address, contact number and fund-transfer information for Union Bank of India, SHAHJAHANPUR branch in SHAHJAHANPUR. The 11-digit IFSC UBIN0911500 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Union Bank of India at the SHAHJAHANPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Union Bank of India – SHAHJAHANPUR is UBIN0911500. The first four letters UBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 911500 map to this branch in SHAHJAHANPUR, UTTAR PRADESH.
About Union Bank of India
Union Bank of India operates a wide network of branches across India, including the Shahjahanpur branch in Shahjahanpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UBIN0911500.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Shahjahanpur |
| IFSC Code | UBIN0911500 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SETH ENCLAVE, OPP PWD GUEST HOUSE,CIVIL COURT ROAD,SHAHJAHANPUR |
| City | Shahjahanpur |
| District | Meerut |
| State | Uttar Pradesh |
| STD Code | 5842 |
| Phone | 280824 |
Shahjahanpur branch overview
Located at SETH ENCLAVE, OPP PWD GUEST HOUSE,CIVIL COURT ROAD,SHAHJAHANPUR, the Shahjahanpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UBIN0911500 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's SHAHJAHANPUR branch came to be assigned the code UBIN0911500.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0911500, money simply cannot be routed to the SHAHJAHANPUR branch electronically.
Products and account variants supported
Every account opened at the Shahjahanpur branch is mapped to IFSC UBIN0911500 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UBIN0911500.
Banking services available
The Shahjahanpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 5842-280824.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0911500
How to transfer money using IFSC UBIN0911500
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0911500 across all three.
NEFT to Union Bank of India, SHAHJAHANPUR using IFSC UBIN0911500
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0911500, and confirm that the system picks up Union Bank of India – SHAHJAHANPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SHAHJAHANPUR
If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's SHAHJAHANPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0911500 while initiating the transfer and the credit will appear within minutes.
IMPS to Union Bank of India SHAHJAHANPUR (IFSC UBIN0911500)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0911500 in your mobile or internet banking app, and the money is credited to the SHAHJAHANPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0911500 for Union Bank of India – SHAHJAHANPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0911500 | Yes – UBIN0911500 | Yes – UBIN0911500 |
For most retail customers crediting the Shahjahanpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UBIN0911500
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – SHAHJAHANPUR is still mapped to IFSC UBIN0911500. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0911500 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UBIN0911500
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the SHAHJAHANPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0911500 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Shahjahanpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0911500 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – SHAHJAHANPUR:
- The IFSC is exactly UBIN0911500 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Union Bank of India as the bank name and SHAHJAHANPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Shahjahanpur branch sits at SETH ENCLAVE, OPP PWD GUEST HOUSE,CIVIL COURT ROAD,SHAHJAHANPUR. If you are travelling from outside Shahjahanpur, search for the branch on a maps application using the bank name and locality, or call 5842-280824 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0911500 and your account number.
Verifying IFSC UBIN0911500 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0911500 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 5842-280824.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Shahjahanpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0911500 continue to work without interruption.
Branch address & contact
Union Bank of IndiaShahjahanpur Branch
SETH ENCLAVE, OPP PWD GUEST HOUSE,CIVIL COURT ROAD,SHAHJAHANPUR
Shahjahanpur, Uttar Pradesh
Phone: 5842-280824
IFSC: UBIN0911500
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shahjahanpur branch but serve different purposes.
Where is Union Bank of India Shahjahanpur branch located?
Union Bank of India's Shahjahanpur branch is located at SETH ENCLAVE, OPP PWD GUEST HOUSE,CIVIL COURT ROAD,SHAHJAHANPUR, Shahjahanpur, Uttar Pradesh.
Can I use IFSC UBIN0911500 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0911500 to send funds instantly.
How do I add Union Bank of India Shahjahanpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0911500, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Union Bank of India Shahjahanpur branch?
The IFSC code of Union Bank of India, Shahjahanpur branch is UBIN0911500. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UBIN0911500 the same for all accounts at Shahjahanpur branch?
Yes. The IFSC UBIN0911500 is shared by every account held at Union Bank of India's Shahjahanpur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UBIN0911500 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Union Bank of India – Shahjahanpur reflect within 30 minutes.
What is the phone number of Union Bank of India Shahjahanpur branch?
You can reach the branch at 5842-280824 during regular banking hours.
Summary
The IFSC code UBIN0911500 belongs to Union Bank of India's SHAHJAHANPUR branch, located at SETH ENCLAVE, OPP PWD GUEST HOUSE,CIVIL COURT ROAD,SHAHJAHANPUR in SHAHJAHANPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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