IFSC Code of Union Bank of India, Sheela Byepass Rohtak Branch, Haryana

Use this page as a one-stop reference for everything related to Union Bank of India's SHEELA BYEPASS ROHTAK branch in ROHTAK, HARYANA. The branch's IFSC code UBIN0822281 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Union Bank of India's SHEELA BYEPASS ROHTAK branch, the IFSC UBIN0822281 breaks down as follows: UBIN identifies the bank, 0 is the reserved character, and 822281 identifies this particular branch.

Branch details at a glance

Bank profile

Union Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Sheela Byepass Rohtak branch — IFSC UBIN0822281 — extends the bank's services to customers in and around Rohtak, Haryana.

Sheela Byepass Rohtak branch overview

Located at 45 3 BY 29,CHANAKYAPURI,NEAR SHEELA THEATRE,ROHTAK,HARYANA 124001, the Sheela Byepass Rohtak branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UBIN0822281 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's SHEELA BYEPASS ROHTAK branch came to be assigned the code UBIN0822281.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0822281, money simply cannot be routed to the SHEELA BYEPASS ROHTAK branch electronically.

How to transfer money using IFSC UBIN0822281

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0822281 across all three.

NEFT to Union Bank of India, SHEELA BYEPASS ROHTAK using IFSC UBIN0822281

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0822281, and confirm that the system picks up Union Bank of India – SHEELA BYEPASS ROHTAK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UBIN0822281

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – SHEELA BYEPASS ROHTAK, ensure your bank's portal accepts IFSC UBIN0822281 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Union Bank of India – SHEELA BYEPASS ROHTAK, use IMPS. With IFSC UBIN0822281 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UBIN0822281 for Union Bank of India – SHEELA BYEPASS ROHTAK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sheela Byepass Rohtak branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UBIN0822281

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – SHEELA BYEPASS ROHTAK is still mapped to IFSC UBIN0822281. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0822281 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sheela Byepass Rohtak branch is mapped to IFSC UBIN0822281 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UBIN0822281.

Products and services

Customers walking into the Sheela Byepass Rohtak branch can access most of Union Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UBIN0822281

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Union Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UBIN0822281 and the account number together uniquely identify the Sheela Byepass Rohtak branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Sheela Byepass Rohtak branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0822281 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – SHEELA BYEPASS ROHTAK:

• The IFSC is exactly UBIN0822281 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Union Bank of India as the bank name and SHEELA BYEPASS ROHTAK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sheela Byepass Rohtak branch

The branch is located at 45 3 BY 29,CHANAKYAPURI,NEAR SHEELA THEATRE,ROHTAK,HARYANA 124001, which puts it inside Rohtak, the broader Rohtak district, and the state of Haryana. To plan your visit:

1. Open Google Maps on your phone and search for “Union Bank of India Sheela Byepass Rohtak branch” — the verified location pin for IFSC UBIN0822281 should appear at the top of the results.
2. Confirm the branch is open by calling 1262283332 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0822281 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UBIN0822281 for Union Bank of India – SHEELA BYEPASS ROHTAK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Sheela Byepass Rohtak are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0822281 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UBIN0822281 belongs to Union Bank of India's SHEELA BYEPASS ROHTAK branch, located at 45 3 BY 29,CHANAKYAPURI,NEAR SHEELA THEATRE,ROHTAK,HARYANA 124001 in ROHTAK, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.