If you are searching for the IFSC code of Union Bank of India, REGIDI branch in REGIDI, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is UBIN0809322. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the REGIDI branch, and detailed step-by-step guides for using the IFSC UBIN0809322 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Union Bank of India's REGIDI branch, the IFSC UBIN0809322 breaks down as follows: UBIN identifies the bank, 0 is the reserved character, and 809322 identifies this particular branch.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Regidi |
| IFSC Code | UBIN0809322 |
| MICR Code | Refer to cheque leaf |
| Branch Address | REGIDI,PALAKONDA TQSRIKAKULAM DIST,AP |
| City | Regidi |
| District | Srikakulam |
| State | Andhra Pradesh |
| Phone | 8941237526 |
About Union Bank of India
Union Bank of India operates a wide network of branches across India, including the Regidi branch in Regidi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UBIN0809322.
About this branch
The branch is located at REGIDI,PALAKONDA TQSRIKAKULAM DIST,AP. It serves the Regidi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0809322 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's REGIDI branch came to be assigned the code UBIN0809322.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0809322, money simply cannot be routed to the REGIDI branch electronically.
How to transfer money using IFSC UBIN0809322
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0809322 across all three.
NEFT to Union Bank of India, REGIDI using IFSC UBIN0809322
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0809322, and confirm that the system picks up Union Bank of India – REGIDI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to REGIDI
If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's REGIDI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0809322 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Union Bank of India – REGIDI, use IMPS. With IFSC UBIN0809322 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Regidi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UBIN0809322:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at REGIDI is still linked to IFSC UBIN0809322.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UBIN0809322
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – REGIDI is still mapped to IFSC UBIN0809322. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0809322 and the beneficiary's account number to complete the transfer.
Account types you can open at the Regidi branch
Once you have an account at Union Bank of India – REGIDI, the IFSC UBIN0809322 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Regidi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8941237526.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0809322
MICR & cheque-truncation details
Cheques drawn on the Regidi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0809322 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Regidi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0809322 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UBIN0809322
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – REGIDI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UBIN0809322. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Regidi branch
The branch is located at REGIDI,PALAKONDA TQSRIKAKULAM DIST,AP, which puts it inside Regidi, the broader Srikakulam district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Union Bank of India Regidi branch” — the verified location pin for IFSC UBIN0809322 should appear at the top of the results.
- Confirm the branch is open by calling 8941237526 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0809322 and your account number.
Verifying IFSC UBIN0809322 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0809322 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8941237526.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Regidi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0809322 continue to work without interruption.
Branch address & contact
Union Bank of IndiaRegidi Branch
REGIDI,PALAKONDA TQSRIKAKULAM DIST,AP
Regidi, Andhra Pradesh
Phone: 8941237526
IFSC: UBIN0809322
Frequently asked questions
Does Union Bank of India Regidi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8941237526 to confirm.
Is IFSC UBIN0809322 the same for all accounts at Regidi branch?
Yes. The IFSC UBIN0809322 is shared by every account held at Union Bank of India's Regidi branch. Only the account number changes from customer to customer.
Where is Union Bank of India Regidi branch located?
Union Bank of India's Regidi branch is located at REGIDI,PALAKONDA TQSRIKAKULAM DIST,AP, Regidi, Andhra Pradesh.
What is the IFSC code of Union Bank of India Regidi branch?
The IFSC code of Union Bank of India, Regidi branch is UBIN0809322. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UBIN0809322 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Union Bank of India – Regidi reflect within 30 minutes.
What is the phone number of Union Bank of India Regidi branch?
You can reach the branch at 8941237526 during regular banking hours.
How do I add Union Bank of India Regidi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0809322, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UBIN0809322 belongs to Union Bank of India's REGIDI branch, located at REGIDI,PALAKONDA TQSRIKAKULAM DIST,AP in REGIDI, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
