IFSC Code of Union Bank of India, Regional Office Rajahmundry Branch, Andhra Pradesh

Below are the complete branch details for Union Bank of India, REGIONAL OFFICE RAJAHMUNDRY branch, located in RAJAHMUNDRY, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UBIN0578690. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UBIN0578690 for Union Bank of India – REGIONAL OFFICE RAJAHMUNDRY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Union Bank of India's REGIONAL OFFICE RAJAHMUNDRY branch, the IFSC UBIN0578690 breaks down as follows: UBIN identifies the bank, 0 is the reserved character, and 578690 identifies this particular branch.

Bank profile

Union Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Regional Office Rajahmundry branch — IFSC UBIN0578690 — extends the bank's services to customers in and around Rajahmundry, Andhra Pradesh.

About the Regional Office Rajahmundry branch

The Regional Office Rajahmundry branch of Union Bank of India is situated at NR RATNAM ELECTRONICS MAIN ROADALCOT GARDEN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UBIN0578690 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's REGIONAL OFFICE RAJAHMUNDRY branch came to be assigned the code UBIN0578690.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0578690, money simply cannot be routed to the REGIONAL OFFICE RAJAHMUNDRY branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Regional Office Rajahmundry branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0578690 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC UBIN0578690

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0578690 across all three.

NEFT to Union Bank of India, REGIONAL OFFICE RAJAHMUNDRY using IFSC UBIN0578690

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0578690, and confirm that the system picks up Union Bank of India – REGIONAL OFFICE RAJAHMUNDRY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to REGIONAL OFFICE RAJAHMUNDRY

If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's REGIONAL OFFICE RAJAHMUNDRY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0578690 while initiating the transfer and the credit will appear within minutes.

IMPS to Union Bank of India REGIONAL OFFICE RAJAHMUNDRY (IFSC UBIN0578690)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0578690 in your mobile or internet banking app, and the money is credited to the REGIONAL OFFICE RAJAHMUNDRY branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Regional Office Rajahmundry

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UBIN0578690:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at REGIONAL OFFICE RAJAHMUNDRY is still linked to IFSC UBIN0578690.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UBIN0578690

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – REGIONAL OFFICE RAJAHMUNDRY is still mapped to IFSC UBIN0578690. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0578690 and the beneficiary's account number to complete the transfer.

Account types you can open at the Regional Office Rajahmundry branch

Once you have an account at Union Bank of India – REGIONAL OFFICE RAJAHMUNDRY, the IFSC UBIN0578690 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Regional Office Rajahmundry branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0578690

Online banking and IFSC UBIN0578690

Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the REGIONAL OFFICE RAJAHMUNDRY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0578690 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Regional Office Rajahmundry branch sits at NR RATNAM ELECTRONICS MAIN ROADALCOT GARDEN. If you are travelling from outside Rajahmundry, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0578690 and your account number.

Common mistakes to avoid when using IFSC UBIN0578690

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – REGIONAL OFFICE RAJAHMUNDRY, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UBIN0578690.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Regional Office Rajahmundry are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0578690 continue to work without interruption.

Verifying IFSC UBIN0578690 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0578690 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UBIN0578690 belongs to Union Bank of India's REGIONAL OFFICE RAJAHMUNDRY branch, located at NR RATNAM ELECTRONICS MAIN ROADALCOT GARDEN in RAJAHMUNDRY, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.