Below are the complete branch details for Union Bank of India, YMR COLONY PRODDATUR branch, located in PRODDUTTUR, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UBIN0817554. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UBIN0817554 for Union Bank of India – YMR COLONY PRODDATUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UBIN0817554 is the IFSC of Union Bank of India's YMR COLONY PRODDATUR branch. The format is fixed: UBIN = bank code, 0 = reserved, 817554 = branch identifier.
About Union Bank of India
Union Bank of India operates a wide network of branches across India, including the Ymr Colony Proddatur branch in Prodduttur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UBIN0817554.
About this branch
The branch is located at D NO 3/1076,NEAR PEDDAMMA CHETTU,YMR COLONY,PRODDATUR,KADAPA -DIST. It serves the Prodduttur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0817554 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Ymr Colony Proddatur |
| IFSC Code | UBIN0817554 |
| MICR Code | Refer to cheque leaf |
| Branch Address | D NO 3/1076,NEAR PEDDAMMA CHETTU,YMR COLONY,PRODDATUR,KADAPA -DIST |
| City | Prodduttur |
| District | Cuddapah |
| State | Andhra Pradesh |
| Phone | 8564240053 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's YMR COLONY PRODDATUR branch came to be assigned the code UBIN0817554.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0817554, money simply cannot be routed to the YMR COLONY PRODDATUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Ymr Colony Proddatur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0817554 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UBIN0817554
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0817554 across all three.
NEFT to Union Bank of India, YMR COLONY PRODDATUR using IFSC UBIN0817554
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0817554, and confirm that the system picks up Union Bank of India – YMR COLONY PRODDATUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to YMR COLONY PRODDATUR
If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's YMR COLONY PRODDATUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0817554 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Union Bank of India – YMR COLONY PRODDATUR, use IMPS. With IFSC UBIN0817554 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0817554 for Union Bank of India – YMR COLONY PRODDATUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0817554 | Yes – UBIN0817554 | Yes – UBIN0817554 |
For most retail customers crediting the Ymr Colony Proddatur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UBIN0817554
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – YMR COLONY PRODDATUR is still mapped to IFSC UBIN0817554. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0817554 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ymr Colony Proddatur branch is mapped to IFSC UBIN0817554 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UBIN0817554.
Banking services available
The Ymr Colony Proddatur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8564240053.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0817554
Online banking and IFSC UBIN0817554
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the YMR COLONY PRODDATUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0817554 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Ymr Colony Proddatur branch sits at D NO 3/1076,NEAR PEDDAMMA CHETTU,YMR COLONY,PRODDATUR,KADAPA -DIST. If you are travelling from outside Prodduttur, search for the branch on a maps application using the bank name and locality, or call 8564240053 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0817554 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – YMR COLONY PRODDATUR:
- The IFSC is exactly UBIN0817554 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Union Bank of India as the bank name and YMR COLONY PRODDATUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Ymr Colony Proddatur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0817554 continue to work without interruption.
Verifying IFSC UBIN0817554 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0817554 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8564240053.
- Visiting the bank's official branch locator page.
Branch address & contact
Union Bank of IndiaYmr Colony Proddatur Branch
D NO 3/1076,NEAR PEDDAMMA CHETTU,YMR COLONY,PRODDATUR,KADAPA -DIST
Prodduttur, Andhra Pradesh
Phone: 8564240053
IFSC: UBIN0817554
Frequently asked questions
What is the phone number of Union Bank of India Ymr Colony Proddatur branch?
You can reach the branch at 8564240053 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ymr Colony Proddatur branch but serve different purposes.
Can I use IFSC UBIN0817554 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0817554 to send funds instantly.
What is the IFSC code of Union Bank of India Ymr Colony Proddatur branch?
The IFSC code of Union Bank of India, Ymr Colony Proddatur branch is UBIN0817554. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UBIN0817554 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Union Bank of India – Ymr Colony Proddatur reflect within 30 minutes.
Is IFSC UBIN0817554 the same for all accounts at Ymr Colony Proddatur branch?
Yes. The IFSC UBIN0817554 is shared by every account held at Union Bank of India's Ymr Colony Proddatur branch. Only the account number changes from customer to customer.
Does Union Bank of India Ymr Colony Proddatur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8564240053 to confirm.
How do I add Union Bank of India Ymr Colony Proddatur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0817554, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UBIN0817554 belongs to Union Bank of India's YMR COLONY PRODDATUR branch, located at D NO 3/1076,NEAR PEDDAMMA CHETTU,YMR COLONY,PRODDATUR,KADAPA -DIST in PRODDUTTUR, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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