Below are the complete branch details for Union Bank of India, PERAVALI branch, located in PERAVALI, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UBIN0804169. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UBIN0804169 for Union Bank of India – PERAVALI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UBIN0804169 is the IFSC of Union Bank of India's PERAVALI branch. The format is fixed: UBIN = bank code, 0 = reserved, 804169 = branch identifier.
About Union Bank of India
Union Bank of India operates a wide network of branches across India, including the Peravali branch in Peravali. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UBIN0804169.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Peravali |
| IFSC Code | UBIN0804169 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAIN ROADVEMUR MANDAL,GUNTR DIST,AP |
| City | Peravali |
| District | Guntur |
| State | Andhra Pradesh |
| Phone | 8644257223 |
About this branch
The branch is located at MAIN ROADVEMUR MANDAL,GUNTR DIST,AP. It serves the Peravali region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0804169 is used to identify this branch on the RBI payments network.
Why every Union Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PERAVALI of Union Bank of India — its own 11-character IFSC. The code UBIN0804169 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UBIN0804169 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Peravali branch is mapped to IFSC UBIN0804169 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UBIN0804169.
Banking services available
The Peravali branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8644257223.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0804169
How to transfer money using IFSC UBIN0804169
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0804169 across all three.
NEFT to Union Bank of India, PERAVALI using IFSC UBIN0804169
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0804169, and confirm that the system picks up Union Bank of India – PERAVALI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UBIN0804169
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – PERAVALI, ensure your bank's portal accepts IFSC UBIN0804169 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Union Bank of India – PERAVALI, use IMPS. With IFSC UBIN0804169 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Peravali
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UBIN0804169:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PERAVALI is still linked to IFSC UBIN0804169.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UBIN0804169
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – PERAVALI is still mapped to IFSC UBIN0804169. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0804169 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Peravali branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0804169 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Union Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UBIN0804169 and the account number together uniquely identify the Peravali branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – PERAVALI:
- The IFSC is exactly UBIN0804169 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Union Bank of India as the bank name and PERAVALI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Peravali branch sits at MAIN ROADVEMUR MANDAL,GUNTR DIST,AP. If you are travelling from outside Peravali, search for the branch on a maps application using the bank name and locality, or call 8644257223 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0804169 and your account number.
Verifying IFSC UBIN0804169 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0804169 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8644257223.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Peravali branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UBIN0804169, however, work 24x7.
Branch address & contact
Union Bank of IndiaPeravali Branch
MAIN ROADVEMUR MANDAL,GUNTR DIST,AP
Peravali, Andhra Pradesh
Phone: 8644257223
IFSC: UBIN0804169
Frequently asked questions
Can I use IFSC UBIN0804169 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0804169 to send funds instantly.
What is the IFSC code of Union Bank of India Peravali branch?
The IFSC code of Union Bank of India, Peravali branch is UBIN0804169. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UBIN0804169 valid for NEFT and RTGS?
Yes. IFSC UBIN0804169 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Union Bank of India Peravali branch located?
Union Bank of India's Peravali branch is located at MAIN ROADVEMUR MANDAL,GUNTR DIST,AP, Peravali, Andhra Pradesh.
How do I add Union Bank of India Peravali as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0804169, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Union Bank of India Peravali branch?
You can reach the branch at 8644257223 during regular banking hours.
Is IFSC UBIN0804169 the same for all accounts at Peravali branch?
Yes. The IFSC UBIN0804169 is shared by every account held at Union Bank of India's Peravali branch. Only the account number changes from customer to customer.
Final notes
To recap: UBIN0804169 is the IFSC code of Union Bank of India, PERAVALI branch, in PERAVALI, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
