IFSC Code of Union Bank of India, Noida Complex ,Harola Main Branch, Uttar Pradesh

Below are the complete branch details for Union Bank of India, NOIDA COMPLEX ,HAROLA MAIN branch, located in NOIDA, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UBIN0539856. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UBIN0539856 for Union Bank of India – NOIDA COMPLEX ,HAROLA MAIN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Union Bank of India – NOIDA COMPLEX ,HAROLA MAIN is UBIN0539856. The first four letters UBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 539856 map to this branch in NOIDA, UTTAR PRADESH.

About the bank

Union Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Noida Complex ,Harola Main branch in Noida, Uttar Pradesh is part of this network and uses the IFSC code UBIN0539856 for all electronic settlement.

About this branch

The branch is located at SECTOR 29, BRAHMPUTRA COMPLEX,DIST.GAUTAM BUDH NAGAR, UTTAR PRADESH,PIN - 201 301.. It serves the Noida region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0539856 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's NOIDA COMPLEX ,HAROLA MAIN branch came to be assigned the code UBIN0539856.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0539856, money simply cannot be routed to the NOIDA COMPLEX ,HAROLA MAIN branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Noida Complex ,Harola Main branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0539856 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC UBIN0539856

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0539856 across all three.

NEFT to Union Bank of India, NOIDA COMPLEX ,HAROLA MAIN using IFSC UBIN0539856

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0539856, and confirm that the system picks up Union Bank of India – NOIDA COMPLEX ,HAROLA MAIN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UBIN0539856

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – NOIDA COMPLEX ,HAROLA MAIN, ensure your bank's portal accepts IFSC UBIN0539856 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Union Bank of India – NOIDA COMPLEX ,HAROLA MAIN, use IMPS. With IFSC UBIN0539856 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UBIN0539856 for Union Bank of India – NOIDA COMPLEX ,HAROLA MAIN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Noida Complex ,Harola Main branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UBIN0539856

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – NOIDA COMPLEX ,HAROLA MAIN is still mapped to IFSC UBIN0539856. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0539856 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Noida Complex ,Harola Main branch is mapped to IFSC UBIN0539856 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UBIN0539856.

Products and services

Customers walking into the Noida Complex ,Harola Main branch can access most of Union Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UBIN0539856

Digital banking channels

Most day-to-day work that customers used to do at the Noida Complex ,Harola Main branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0539856 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Noida Complex ,Harola Main branch

The branch is located at SECTOR 29, BRAHMPUTRA COMPLEX,DIST.GAUTAM BUDH NAGAR, UTTAR PRADESH,PIN - 201 301., which puts it inside Noida, the broader Gautam Bodda Nagar district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Union Bank of India Noida Complex ,Harola Main branch” — the verified location pin for IFSC UBIN0539856 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0539856 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – NOIDA COMPLEX ,HAROLA MAIN:

• The IFSC is exactly UBIN0539856 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Union Bank of India as the bank name and NOIDA COMPLEX ,HAROLA MAIN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Noida Complex ,Harola Main branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UBIN0539856, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UBIN0539856 for Union Bank of India – NOIDA COMPLEX ,HAROLA MAIN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UBIN0539856 belongs to Union Bank of India's NOIDA COMPLEX ,HAROLA MAIN branch, located at SECTOR 29, BRAHMPUTRA COMPLEX,DIST.GAUTAM BUDH NAGAR, UTTAR PRADESH,PIN - 201… in NOIDA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.