IFSC Code of Union Bank of India, Doaba Aryan Senior S Branch, Punjab

This page lists the IFSC code, branch address, contact number and fund-transfer information for Union Bank of India, DOABA ARYAN SENIOR S branch in NAWANSHAHAR. The 11-digit IFSC UBIN0558460 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Union Bank of India at the DOABA ARYAN SENIOR S location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Union Bank of India's DOABA ARYAN SENIOR S branch, the IFSC UBIN0558460 breaks down as follows: UBIN identifies the bank, 0 is the reserved character, and 558460 identifies this particular branch.

Bank profile

Union Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Doaba Aryan Senior S branch — IFSC UBIN0558460 — extends the bank's services to customers in and around Nawanshahar, Punjab.

Branch details at a glance

About the Doaba Aryan Senior S branch

The Doaba Aryan Senior S branch of Union Bank of India is situated at DOABA ARYAN SENIOR SECONDARY SCHOOL NAWANSHAR ROHAN ROAD NAWANSHAHR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UBIN0558460 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's DOABA ARYAN SENIOR S branch came to be assigned the code UBIN0558460.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0558460, money simply cannot be routed to the DOABA ARYAN SENIOR S branch electronically.

Products and account variants supported

Every account opened at the Doaba Aryan Senior S branch is mapped to IFSC UBIN0558460 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UBIN0558460.

Products and services

Customers walking into the Doaba Aryan Senior S branch can access most of Union Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UBIN0558460

How to transfer money using IFSC UBIN0558460

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0558460 across all three.

How to use IFSC UBIN0558460 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Union Bank of India's DOABA ARYAN SENIOR S branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UBIN0558460.
4. Confirm the bank name auto-populates as Union Bank of India and the branch as DOABA ARYAN SENIOR S.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DOABA ARYAN SENIOR S

If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's DOABA ARYAN SENIOR S branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0558460 while initiating the transfer and the credit will appear within minutes.

IMPS to Union Bank of India DOABA ARYAN SENIOR S (IFSC UBIN0558460)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0558460 in your mobile or internet banking app, and the money is credited to the DOABA ARYAN SENIOR S branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UBIN0558460 for Union Bank of India – DOABA ARYAN SENIOR S, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Doaba Aryan Senior S branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UBIN0558460

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – DOABA ARYAN SENIOR S is still mapped to IFSC UBIN0558460. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0558460 and the beneficiary's account number to complete the transfer.

Online banking and IFSC UBIN0558460

Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the DOABA ARYAN SENIOR S branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0558460 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Doaba Aryan Senior S branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0558460 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – DOABA ARYAN SENIOR S:

• The IFSC is exactly UBIN0558460 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Union Bank of India as the bank name and DOABA ARYAN SENIOR S as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Doaba Aryan Senior S branch

The branch is located at DOABA ARYAN SENIOR SECONDARY SCHOOL NAWANSHAR ROHAN ROAD NAWANSHAHR, which puts it inside Nawanshahar, the broader Ludhiana district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “Union Bank of India Doaba Aryan Senior S branch” — the verified location pin for IFSC UBIN0558460 should appear at the top of the results.
2. Confirm the branch is open by calling 221066 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0558460 and your account number.

Verifying IFSC UBIN0558460 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0558460 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 221066.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Doaba Aryan Senior S are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0558460 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: UBIN0558460 is the IFSC code of Union Bank of India, DOABA ARYAN SENIOR S branch, in NAWANSHAHAR, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.