IFSC Code of Union Bank of India, Nasik Highway Adgaon Naka Branch, Maharashtra

If you are searching for the IFSC code of Union Bank of India, NASIK HIGHWAY ADGAON NAKA branch in NASIK, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is UBIN0576981. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NASIK HIGHWAY ADGAON NAKA branch, and detailed step-by-step guides for using the IFSC UBIN0576981 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UBIN0576981 is the IFSC of Union Bank of India's NASIK HIGHWAY ADGAON NAKA branch. The format is fixed: UBIN = bank code, 0 = reserved, 576981 = branch identifier.

Bank profile

Union Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Nasik Highway Adgaon Naka branch — IFSC UBIN0576981 — extends the bank's services to customers in and around Nasik, Maharashtra.

Branch details at a glance

Nasik Highway Adgaon Naka branch overview

Located at SAGAR PLAZA S.NO 250/7/2/1,PLOT NO 1 PIN 422003, the Nasik Highway Adgaon Naka branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UBIN0576981 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's NASIK HIGHWAY ADGAON NAKA branch came to be assigned the code UBIN0576981.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0576981, money simply cannot be routed to the NASIK HIGHWAY ADGAON NAKA branch electronically.

Products and account variants supported

Every account opened at the Nasik Highway Adgaon Naka branch is mapped to IFSC UBIN0576981 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UBIN0576981.

Banking services available

The Nasik Highway Adgaon Naka branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-999999999.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0576981

How to transfer money using IFSC UBIN0576981

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0576981 across all three.

NEFT to Union Bank of India, NASIK HIGHWAY ADGAON NAKA using IFSC UBIN0576981

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0576981, and confirm that the system picks up Union Bank of India – NASIK HIGHWAY ADGAON NAKA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NASIK HIGHWAY ADGAON NAKA

If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's NASIK HIGHWAY ADGAON NAKA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0576981 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Union Bank of India – NASIK HIGHWAY ADGAON NAKA, use IMPS. With IFSC UBIN0576981 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UBIN0576981 for Union Bank of India – NASIK HIGHWAY ADGAON NAKA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nasik Highway Adgaon Naka branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UBIN0576981

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – NASIK HIGHWAY ADGAON NAKA is still mapped to IFSC UBIN0576981. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0576981 and the beneficiary's account number to complete the transfer.

Online banking and IFSC UBIN0576981

Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the NASIK HIGHWAY ADGAON NAKA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0576981 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Union Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UBIN0576981 and the account number together uniquely identify the Nasik Highway Adgaon Naka branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC UBIN0576981

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – NASIK HIGHWAY ADGAON NAKA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UBIN0576981.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Nasik Highway Adgaon Naka branch sits at SAGAR PLAZA S.NO 250/7/2/1,PLOT NO 1 PIN 422003. If you are travelling from outside Nasik, search for the branch on a maps application using the bank name and locality, or call 22-999999999 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0576981 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UBIN0576981 for Union Bank of India – NASIK HIGHWAY ADGAON NAKA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Nasik Highway Adgaon Naka are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0576981 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: UBIN0576981 is the IFSC code of Union Bank of India, NASIK HIGHWAY ADGAON NAKA branch, in NASIK, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.