Below are the complete branch details for Union Bank of India, NARWANA branch, located in NARWANA, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is UBIN0918008. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UBIN0918008 for Union Bank of India – NARWANA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Union Bank of India's NARWANA branch, the IFSC UBIN0918008 breaks down as follows: UBIN identifies the bank, 0 is the reserved character, and 918008 identifies this particular branch.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Narwana |
| IFSC Code | UBIN0918008 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEW BUS STAND ROAD,NEAR NEHRU PARK,NARWANA,JIND 126116 HARYANA |
| City | Narwana |
| District | Jind |
| State | Haryana |
| STD Code | 1684 |
| Phone | 242042 |
About Union Bank of India
Union Bank of India operates a wide network of branches across India, including the Narwana branch in Narwana. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UBIN0918008.
About this branch
The branch is located at NEW BUS STAND ROAD,NEAR NEHRU PARK,NARWANA,JIND 126116 HARYANA. It serves the Narwana region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0918008 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's NARWANA branch came to be assigned the code UBIN0918008.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0918008, money simply cannot be routed to the NARWANA branch electronically.
How to transfer money using IFSC UBIN0918008
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0918008 across all three.
NEFT to Union Bank of India, NARWANA using IFSC UBIN0918008
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0918008, and confirm that the system picks up Union Bank of India – NARWANA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UBIN0918008
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – NARWANA, ensure your bank's portal accepts IFSC UBIN0918008 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Union Bank of India NARWANA (IFSC UBIN0918008)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0918008 in your mobile or internet banking app, and the money is credited to the NARWANA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0918008 for Union Bank of India – NARWANA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0918008 | Yes – UBIN0918008 | Yes – UBIN0918008 |
For most retail customers crediting the Narwana branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UBIN0918008
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – NARWANA is still mapped to IFSC UBIN0918008. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0918008 and the beneficiary's account number to complete the transfer.
Account types you can open at the Narwana branch
Once you have an account at Union Bank of India – NARWANA, the IFSC UBIN0918008 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Narwana branch can access most of Union Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UBIN0918008
MICR & cheque-truncation details
Cheques drawn on the Narwana branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0918008 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UBIN0918008
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the NARWANA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0918008 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UBIN0918008
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – NARWANA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UBIN0918008. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Narwana branch sits at NEW BUS STAND ROAD,NEAR NEHRU PARK,NARWANA,JIND 126116 HARYANA. If you are travelling from outside Narwana, search for the branch on a maps application using the bank name and locality, or call 1684-242042 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0918008 and your account number.
Verifying IFSC UBIN0918008 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0918008 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1684-242042.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Narwana branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UBIN0918008, however, work 24x7.
Branch address & contact
Union Bank of IndiaNarwana Branch
NEW BUS STAND ROAD,NEAR NEHRU PARK,NARWANA,JIND 126116 HARYANA
Narwana, Haryana
Phone: 1684-242042
IFSC: UBIN0918008
Frequently asked questions
Can I use IFSC UBIN0918008 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0918008 to send funds instantly.
Where is Union Bank of India Narwana branch located?
Union Bank of India's Narwana branch is located at NEW BUS STAND ROAD,NEAR NEHRU PARK,NARWANA,JIND 126116 HARYANA, Narwana, Haryana.
Is IFSC UBIN0918008 valid for NEFT and RTGS?
Yes. IFSC UBIN0918008 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Union Bank of India Narwana branch?
The IFSC code of Union Bank of India, Narwana branch is UBIN0918008. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Union Bank of India Narwana as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0918008, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Narwana branch but serve different purposes.
What is the phone number of Union Bank of India Narwana branch?
You can reach the branch at 1684-242042 during regular banking hours.
Is IFSC UBIN0918008 the same for all accounts at Narwana branch?
Yes. The IFSC UBIN0918008 is shared by every account held at Union Bank of India's Narwana branch. Only the account number changes from customer to customer.
Summary
The IFSC code UBIN0918008 belongs to Union Bank of India's NARWANA branch, located at NEW BUS STAND ROAD,NEAR NEHRU PARK,NARWANA,JIND 126116 HARYANA in NARWANA, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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