Below are the complete branch details for Union Bank of India, MUMBAIOSHIWARA branch, located in MUMBAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is UBIN0933341. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UBIN0933341 for Union Bank of India – MUMBAIOSHIWARA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Union Bank of India – MUMBAIOSHIWARA is UBIN0933341. The first four letters UBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 933341 map to this branch in MUMBAI, MAHARASHTRA.
About the bank
Union Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mumbaioshiwara branch in Mumbai, Maharashtra is part of this network and uses the IFSC code UBIN0933341 for all electronic settlement.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Mumbaioshiwara |
| IFSC Code | UBIN0933341 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR GHANSHYAM CHAMBER LINK ROAD OPPOSITE CITY MALL ANDHERI W MUMBAI |
| City | Mumbai |
| District | Greater Bombay |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 26740026 |
About this branch
The branch is located at GROUND FLOOR GHANSHYAM CHAMBER LINK ROAD OPPOSITE CITY MALL ANDHERI W MUMBAI. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0933341 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's MUMBAIOSHIWARA branch came to be assigned the code UBIN0933341.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0933341, money simply cannot be routed to the MUMBAIOSHIWARA branch electronically.
Products and account variants supported
Every account opened at the Mumbaioshiwara branch is mapped to IFSC UBIN0933341 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UBIN0933341.
Products and services
Customers walking into the Mumbaioshiwara branch can access most of Union Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UBIN0933341
How to transfer money using IFSC UBIN0933341
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0933341 across all three.
NEFT to Union Bank of India, MUMBAIOSHIWARA using IFSC UBIN0933341
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0933341, and confirm that the system picks up Union Bank of India – MUMBAIOSHIWARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UBIN0933341
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – MUMBAIOSHIWARA, ensure your bank's portal accepts IFSC UBIN0933341 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Union Bank of India MUMBAIOSHIWARA (IFSC UBIN0933341)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0933341 in your mobile or internet banking app, and the money is credited to the MUMBAIOSHIWARA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0933341 for Union Bank of India – MUMBAIOSHIWARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0933341 | Yes – UBIN0933341 | Yes – UBIN0933341 |
For most retail customers crediting the Mumbaioshiwara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UBIN0933341
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – MUMBAIOSHIWARA is still mapped to IFSC UBIN0933341. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0933341 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UBIN0933341
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the MUMBAIOSHIWARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0933341 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Union Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UBIN0933341 and the account number together uniquely identify the Mumbaioshiwara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – MUMBAIOSHIWARA:
- The IFSC is exactly UBIN0933341 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Union Bank of India as the bank name and MUMBAIOSHIWARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Mumbaioshiwara branch sits at GROUND FLOOR GHANSHYAM CHAMBER LINK ROAD OPPOSITE CITY MALL ANDHERI W MUMBAI. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-26740026 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0933341 and your account number.
Verifying IFSC UBIN0933341 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0933341 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-26740026.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mumbaioshiwara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0933341 continue to work without interruption.
Branch address & contact
Union Bank of IndiaMumbaioshiwara Branch
GROUND FLOOR GHANSHYAM CHAMBER LINK ROAD OPPOSITE CITY MALL ANDHERI W MUMBAI
Mumbai, Maharashtra
Phone: 22-26740026
IFSC: UBIN0933341
Frequently asked questions
How do I add Union Bank of India Mumbaioshiwara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0933341, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mumbaioshiwara branch but serve different purposes.
Is IFSC UBIN0933341 valid for NEFT and RTGS?
Yes. IFSC UBIN0933341 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UBIN0933341 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Union Bank of India – Mumbaioshiwara reflect within 30 minutes.
Does Union Bank of India Mumbaioshiwara branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-26740026 to confirm.
What is the IFSC code of Union Bank of India Mumbaioshiwara branch?
The IFSC code of Union Bank of India, Mumbaioshiwara branch is UBIN0933341. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UBIN0933341 the same for all accounts at Mumbaioshiwara branch?
Yes. The IFSC UBIN0933341 is shared by every account held at Union Bank of India's Mumbaioshiwara branch. Only the account number changes from customer to customer.
Can I use IFSC UBIN0933341 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0933341 to send funds instantly.
Summary
The IFSC code UBIN0933341 belongs to Union Bank of India's MUMBAIOSHIWARA branch, located at GROUND FLOOR GHANSHYAM CHAMBER LINK ROAD OPPOSITE CITY MALL ANDHERI W MUMBAI in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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