IFSC Code of Union Bank of India, Kandivli,E-Hanuman Ashoknagar - Mumbai Branch, Maharashtra

If you are searching for the IFSC code of Union Bank of India, KANDIVLI,E-HANUMAN ASHOKNAGAR - MUMBAI branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is UBIN0549151. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KANDIVLI,E-HANUMAN ASHOKNAGAR - MUMBAI branch, and detailed step-by-step guides for using the IFSC UBIN0549151 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UBIN0549151 is the IFSC of Union Bank of India's KANDIVLI,E-HANUMAN ASHOKNAGAR - MUMBAI branch. The format is fixed: UBIN = bank code, 0 = reserved, 549151 = branch identifier.

About the bank

Union Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kandivli,E-Hanuman Ashoknagar - Mumbai branch in Mumbai, Maharashtra is part of this network and uses the IFSC code UBIN0549151 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at CHAKRAVARTI ASHOK ROAD, ASHOK HOUSE,ASHOK NAGAR, KANDIVLI (EAST),MUMBAI - 400 101.. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0549151 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's KANDIVLI,E-HANUMAN ASHOKNAGAR - MUMBAI branch came to be assigned the code UBIN0549151.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0549151, money simply cannot be routed to the KANDIVLI,E-HANUMAN ASHOKNAGAR - MUMBAI branch electronically.

Account types you can open at the Kandivli,E-Hanuman Ashoknagar - Mumbai branch

Once you have an account at Union Bank of India – KANDIVLI,E-HANUMAN ASHOKNAGAR - MUMBAI, the IFSC UBIN0549151 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Kandivli,E-Hanuman Ashoknagar - Mumbai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0549151

How to transfer money using IFSC UBIN0549151

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0549151 across all three.

NEFT to Union Bank of India, KANDIVLI,E-HANUMAN ASHOKNAGAR - MUMBAI using IFSC UBIN0549151

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0549151, and confirm that the system picks up Union Bank of India – KANDIVLI,E-HANUMAN ASHOKNAGAR - MUMBAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KANDIVLI,E-HANUMAN ASHOKNAGAR - MUMBAI

If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's KANDIVLI,E-HANUMAN ASHOKNAGAR - MUMBAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0549151 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Union Bank of India – KANDIVLI,E-HANUMAN ASHOKNAGAR - MUMBAI, use IMPS. With IFSC UBIN0549151 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Kandivli,E-Hanuman Ashoknagar - Mumbai

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UBIN0549151:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KANDIVLI,E-HANUMAN ASHOKNAGAR - MUMBAI is still linked to IFSC UBIN0549151.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UBIN0549151

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – KANDIVLI,E-HANUMAN ASHOKNAGAR - MUMBAI is still mapped to IFSC UBIN0549151. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0549151 and the beneficiary's account number to complete the transfer.

Online banking and IFSC UBIN0549151

Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the KANDIVLI,E-HANUMAN ASHOKNAGAR - MUMBAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0549151 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Kandivli,E-Hanuman Ashoknagar - Mumbai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0549151 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – KANDIVLI,E-HANUMAN ASHOKNAGAR - MUMBAI:

• The IFSC is exactly UBIN0549151 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Union Bank of India as the bank name and KANDIVLI,E-HANUMAN ASHOKNAGAR - MUMBAI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kandivli,E-Hanuman Ashoknagar - Mumbai branch

The branch is located at CHAKRAVARTI ASHOK ROAD, ASHOK HOUSE,ASHOK NAGAR, KANDIVLI (EAST),MUMBAI - 400 101., which puts it inside Mumbai, the broader Greater Bombay district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Union Bank of India Kandivli,E-Hanuman Ashoknagar - Mumbai branch” — the verified location pin for IFSC UBIN0549151 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0549151 and your account number.

Verifying IFSC UBIN0549151 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0549151 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Kandivli,E-Hanuman Ashoknagar - Mumbai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0549151 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UBIN0549151 belongs to Union Bank of India's KANDIVLI,E-HANUMAN ASHOKNAGAR - MUMBAI branch, located at CHAKRAVARTI ASHOK ROAD, ASHOK HOUSE,ASHOK NAGAR, KANDIVLI (EAST),MUMBAI - 400… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.