If you are searching for the IFSC code of Union Bank of India, MOHANPUR branch in MOHANPUR, BIHAR, this page has every detail you need. The verified IFSC code for this branch is UBIN0572314. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MOHANPUR branch, and detailed step-by-step guides for using the IFSC UBIN0572314 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Union Bank of India – MOHANPUR is UBIN0572314. The first four letters UBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 572314 map to this branch in MOHANPUR, BIHAR.
Bank profile
Union Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Mohanpur branch — IFSC UBIN0572314 — extends the bank's services to customers in and around Mohanpur, Bihar.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Mohanpur |
| IFSC Code | UBIN0572314 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT PATTHATGHAT, PO MOHANPUR,PS PATORY MOHANPUR BIHAR PINCODE-848506 |
| City | Mohanpur |
| District | Darbhanga |
| State | Bihar |
About the Mohanpur branch
The Mohanpur branch of Union Bank of India is situated at AT PATTHATGHAT, PO MOHANPUR,PS PATORY MOHANPUR BIHAR PINCODE-848506. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UBIN0572314 is used.
Why every Union Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MOHANPUR of Union Bank of India — its own 11-character IFSC. The code UBIN0572314 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UBIN0572314 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Mohanpur branch is mapped to IFSC UBIN0572314 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UBIN0572314.
Banking services available
The Mohanpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0572314
How to transfer money using IFSC UBIN0572314
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0572314 across all three.
How to use IFSC UBIN0572314 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Union Bank of India's MOHANPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UBIN0572314.
- Confirm the bank name auto-populates as Union Bank of India and the branch as MOHANPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MOHANPUR
If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's MOHANPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0572314 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Union Bank of India – MOHANPUR, use IMPS. With IFSC UBIN0572314 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0572314 for Union Bank of India – MOHANPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0572314 | Yes – UBIN0572314 | Yes – UBIN0572314 |
For most retail customers crediting the Mohanpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UBIN0572314
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – MOHANPUR is still mapped to IFSC UBIN0572314. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0572314 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UBIN0572314
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the MOHANPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0572314 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Mohanpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0572314 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UBIN0572314
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – MOHANPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UBIN0572314. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mohanpur branch
The branch is located at AT PATTHATGHAT, PO MOHANPUR,PS PATORY MOHANPUR BIHAR PINCODE-848506, which puts it inside Mohanpur, the broader Darbhanga district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Union Bank of India Mohanpur branch” — the verified location pin for IFSC UBIN0572314 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0572314 and your account number.
Verifying IFSC UBIN0572314 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0572314 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mohanpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0572314 continue to work without interruption.
Branch address & contact
Union Bank of IndiaMohanpur Branch
AT PATTHATGHAT, PO MOHANPUR,PS PATORY MOHANPUR BIHAR PINCODE-848506
Mohanpur, Bihar
Phone: the branch contact number
IFSC: UBIN0572314
Frequently asked questions
How do I add Union Bank of India Mohanpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0572314, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UBIN0572314 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0572314 to send funds instantly.
What is the IFSC code of Union Bank of India Mohanpur branch?
The IFSC code of Union Bank of India, Mohanpur branch is UBIN0572314. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UBIN0572314 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Union Bank of India – Mohanpur reflect within 30 minutes.
Is IFSC UBIN0572314 valid for NEFT and RTGS?
Yes. IFSC UBIN0572314 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Union Bank of India Mohanpur branch located?
Union Bank of India's Mohanpur branch is located at AT PATTHATGHAT, PO MOHANPUR,PS PATORY MOHANPUR BIHAR PINCODE-848506, Mohanpur, Bihar.
Does Union Bank of India Mohanpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Summary
The IFSC code UBIN0572314 belongs to Union Bank of India's MOHANPUR branch, located at AT PATTHATGHAT, PO MOHANPUR,PS PATORY MOHANPUR BIHAR PINCODE-848506 in MOHANPUR, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
