IFSC Code of Union Bank of India, Mohammadpur ,Dist Azamgarh Branch, Uttar Pradesh

Below are the complete branch details for Union Bank of India, MOHAMMADPUR ,DIST AZAMGARH branch, located in MOHAMMADPUR, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UBIN0536954. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UBIN0536954 for Union Bank of India – MOHAMMADPUR ,DIST AZAMGARH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Union Bank of India – MOHAMMADPUR ,DIST AZAMGARH is UBIN0536954. The first four letters UBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 536954 map to this branch in MOHAMMADPUR, UTTAR PRADESH.

Branch details at a glance

Bank profile

Union Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Mohammadpur ,Dist Azamgarh branch — IFSC UBIN0536954 — extends the bank's services to customers in and around Mohammadpur, Uttar Pradesh.

Mohammadpur ,Dist Azamgarh branch overview

Located at POST MOHAMMADPUR, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 205, the Mohammadpur ,Dist Azamgarh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UBIN0536954 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's MOHAMMADPUR ,DIST AZAMGARH branch came to be assigned the code UBIN0536954.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0536954, money simply cannot be routed to the MOHAMMADPUR ,DIST AZAMGARH branch electronically.

How to transfer money using IFSC UBIN0536954

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0536954 across all three.

NEFT to Union Bank of India, MOHAMMADPUR ,DIST AZAMGARH using IFSC UBIN0536954

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0536954, and confirm that the system picks up Union Bank of India – MOHAMMADPUR ,DIST AZAMGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UBIN0536954

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – MOHAMMADPUR ,DIST AZAMGARH, ensure your bank's portal accepts IFSC UBIN0536954 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Union Bank of India MOHAMMADPUR ,DIST AZAMGARH (IFSC UBIN0536954)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0536954 in your mobile or internet banking app, and the money is credited to the MOHAMMADPUR ,DIST AZAMGARH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Mohammadpur ,Dist Azamgarh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UBIN0536954:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MOHAMMADPUR ,DIST AZAMGARH is still linked to IFSC UBIN0536954.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UBIN0536954

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – MOHAMMADPUR ,DIST AZAMGARH is still mapped to IFSC UBIN0536954. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0536954 and the beneficiary's account number to complete the transfer.

Account types you can open at the Mohammadpur ,Dist Azamgarh branch

Once you have an account at Union Bank of India – MOHAMMADPUR ,DIST AZAMGARH, the IFSC UBIN0536954 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Mohammadpur ,Dist Azamgarh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 270137.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0536954

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Union Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UBIN0536954 and the account number together uniquely identify the Mohammadpur ,Dist Azamgarh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Mohammadpur ,Dist Azamgarh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0536954 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – MOHAMMADPUR ,DIST AZAMGARH:

• The IFSC is exactly UBIN0536954 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Union Bank of India as the bank name and MOHAMMADPUR ,DIST AZAMGARH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Mohammadpur ,Dist Azamgarh branch sits at POST MOHAMMADPUR, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 205. If you are travelling from outside Mohammadpur, search for the branch on a maps application using the bank name and locality, or call 270137 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0536954 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UBIN0536954 for Union Bank of India – MOHAMMADPUR ,DIST AZAMGARH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mohammadpur ,Dist Azamgarh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UBIN0536954, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: UBIN0536954 is the IFSC code of Union Bank of India, MOHAMMADPUR ,DIST AZAMGARH branch, in MOHAMMADPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.