If you are searching for the IFSC code of Union Bank of India, PALLAVPURAM branch in MEERUT, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is UBIN0572641. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PALLAVPURAM branch, and detailed step-by-step guides for using the IFSC UBIN0572641 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Union Bank of India's PALLAVPURAM branch, the IFSC UBIN0572641 breaks down as follows: UBIN identifies the bank, 0 is the reserved character, and 572641 identifies this particular branch.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Pallavpuram |
| IFSC Code | UBIN0572641 |
| MICR Code | Refer to cheque leaf |
| Branch Address | A 1,PALLAVPURAM PHASE 1 UTTAR PRADESH PINCODE 250110 |
| City | Meerut |
| District | Meerut |
| State | Uttar Pradesh |
| Phone | 9557437929 |
About the bank
Union Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pallavpuram branch in Meerut, Uttar Pradesh is part of this network and uses the IFSC code UBIN0572641 for all electronic settlement.
Pallavpuram branch overview
Located at A 1,PALLAVPURAM PHASE 1 UTTAR PRADESH PINCODE 250110, the Pallavpuram branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UBIN0572641 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's PALLAVPURAM branch came to be assigned the code UBIN0572641.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0572641, money simply cannot be routed to the PALLAVPURAM branch electronically.
How to transfer money using IFSC UBIN0572641
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0572641 across all three.
NEFT to Union Bank of India, PALLAVPURAM using IFSC UBIN0572641
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0572641, and confirm that the system picks up Union Bank of India – PALLAVPURAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UBIN0572641
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – PALLAVPURAM, ensure your bank's portal accepts IFSC UBIN0572641 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Union Bank of India PALLAVPURAM (IFSC UBIN0572641)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0572641 in your mobile or internet banking app, and the money is credited to the PALLAVPURAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0572641 for Union Bank of India – PALLAVPURAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0572641 | Yes – UBIN0572641 | Yes – UBIN0572641 |
For most retail customers crediting the Pallavpuram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Union Bank of India's PALLAVPURAM branch, the IFSC UBIN0572641 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Pallavpuram branch is mapped to IFSC UBIN0572641 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UBIN0572641.
Banking services available
The Pallavpuram branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9557437929.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0572641
MICR & cheque-truncation details
Cheques drawn on the Pallavpuram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0572641 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UBIN0572641
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the PALLAVPURAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0572641 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UBIN0572641
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – PALLAVPURAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UBIN0572641. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Pallavpuram branch
The branch is located at A 1,PALLAVPURAM PHASE 1 UTTAR PRADESH PINCODE 250110, which puts it inside Meerut, the broader Meerut district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Union Bank of India Pallavpuram branch” — the verified location pin for IFSC UBIN0572641 should appear at the top of the results.
- Confirm the branch is open by calling 9557437929 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0572641 and your account number.
Verifying IFSC UBIN0572641 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0572641 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9557437929.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Pallavpuram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0572641 continue to work without interruption.
Branch address & contact
Union Bank of IndiaPallavpuram Branch
A 1,PALLAVPURAM PHASE 1 UTTAR PRADESH PINCODE 250110
Meerut, Uttar Pradesh
Phone: 9557437929
IFSC: UBIN0572641
Frequently asked questions
Is IFSC UBIN0572641 the same for all accounts at Pallavpuram branch?
Yes. The IFSC UBIN0572641 is shared by every account held at Union Bank of India's Pallavpuram branch. Only the account number changes from customer to customer.
What is the phone number of Union Bank of India Pallavpuram branch?
You can reach the branch at 9557437929 during regular banking hours.
How quickly will an NEFT transfer using UBIN0572641 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Union Bank of India – Pallavpuram reflect within 30 minutes.
What is the IFSC code of Union Bank of India Pallavpuram branch?
The IFSC code of Union Bank of India, Pallavpuram branch is UBIN0572641. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UBIN0572641 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0572641 to send funds instantly.
Where is Union Bank of India Pallavpuram branch located?
Union Bank of India's Pallavpuram branch is located at A 1,PALLAVPURAM PHASE 1 UTTAR PRADESH PINCODE 250110, Meerut, Uttar Pradesh.
How do I add Union Bank of India Pallavpuram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0572641, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pallavpuram branch but serve different purposes.
Summary
The IFSC code UBIN0572641 belongs to Union Bank of India's PALLAVPURAM branch, located at A 1,PALLAVPURAM PHASE 1 UTTAR PRADESH PINCODE 250110 in MEERUT, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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