Below are the complete branch details for Union Bank of India, MAPUCAGOA branch, located in MAPUSA, GOA. The IFSC assigned by the Reserve Bank of India to this branch is UBIN0901989. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UBIN0901989 for Union Bank of India – MAPUCAGOA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UBIN0901989 is the IFSC of Union Bank of India's MAPUCAGOA branch. The format is fixed: UBIN = bank code, 0 = reserved, 901989 = branch identifier.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Mapucagoa |
| IFSC Code | UBIN0901989 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TALEWADO,NEAR MUNICIPALITY,P.B.NO.4,MAPUCA 403507 |
| City | Mapusa |
| District | North Goa |
| State | Goa |
| STD Code | 832 |
| Phone | 262598 |
Bank profile
Union Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Mapucagoa branch — IFSC UBIN0901989 — extends the bank's services to customers in and around Mapusa, Goa.
About the Mapucagoa branch
The Mapucagoa branch of Union Bank of India is situated at TALEWADO,NEAR MUNICIPALITY,P.B.NO.4,MAPUCA 403507. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UBIN0901989 is used.
Why every Union Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MAPUCAGOA of Union Bank of India — its own 11-character IFSC. The code UBIN0901989 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UBIN0901989 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UBIN0901989
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0901989 across all three.
How to use IFSC UBIN0901989 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Union Bank of India's MAPUCAGOA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UBIN0901989.
- Confirm the bank name auto-populates as Union Bank of India and the branch as MAPUCAGOA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UBIN0901989
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – MAPUCAGOA, ensure your bank's portal accepts IFSC UBIN0901989 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Union Bank of India – MAPUCAGOA, use IMPS. With IFSC UBIN0901989 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Mapucagoa
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UBIN0901989:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MAPUCAGOA is still linked to IFSC UBIN0901989.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Union Bank of India's MAPUCAGOA branch, the IFSC UBIN0901989 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mapucagoa branch is mapped to IFSC UBIN0901989 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UBIN0901989.
Products and services
Customers walking into the Mapucagoa branch can access most of Union Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UBIN0901989
MICR & cheque-truncation details
Cheques drawn on the Mapucagoa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0901989 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Mapucagoa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0901989 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – MAPUCAGOA:
- The IFSC is exactly UBIN0901989 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Union Bank of India as the bank name and MAPUCAGOA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Mapucagoa branch
The branch is located at TALEWADO,NEAR MUNICIPALITY,P.B.NO.4,MAPUCA 403507, which puts it inside Mapusa, the broader North Goa district, and the state of Goa. To plan your visit:
- Open Google Maps on your phone and search for “Union Bank of India Mapucagoa branch” — the verified location pin for IFSC UBIN0901989 should appear at the top of the results.
- Confirm the branch is open by calling 832-262598 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0901989 and your account number.
Verifying IFSC UBIN0901989 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0901989 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 832-262598.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mapucagoa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0901989 continue to work without interruption.
Branch address & contact
Union Bank of IndiaMapucagoa Branch
TALEWADO,NEAR MUNICIPALITY,P.B.NO.4,MAPUCA 403507
Mapusa, Goa
Phone: 832-262598
IFSC: UBIN0901989
Frequently asked questions
Is IFSC UBIN0901989 the same for all accounts at Mapucagoa branch?
Yes. The IFSC UBIN0901989 is shared by every account held at Union Bank of India's Mapucagoa branch. Only the account number changes from customer to customer.
Can I use IFSC UBIN0901989 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0901989 to send funds instantly.
How quickly will an NEFT transfer using UBIN0901989 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Union Bank of India – Mapucagoa reflect within 30 minutes.
What is the phone number of Union Bank of India Mapucagoa branch?
You can reach the branch at 832-262598 during regular banking hours.
How do I add Union Bank of India Mapucagoa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0901989, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UBIN0901989 valid for NEFT and RTGS?
Yes. IFSC UBIN0901989 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Union Bank of India Mapucagoa branch located?
Union Bank of India's Mapucagoa branch is located at TALEWADO,NEAR MUNICIPALITY,P.B.NO.4,MAPUCA 403507, Mapusa, Goa.
Final notes
To recap: UBIN0901989 is the IFSC code of Union Bank of India, MAPUCAGOA branch, in MAPUSA, GOA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
