If you are searching for the IFSC code of Union Bank of India, DRIEMS branch in KOTASAHI TANGI, ODISHA, this page has every detail you need. The verified IFSC code for this branch is UBIN0814954. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DRIEMS branch, and detailed step-by-step guides for using the IFSC UBIN0814954 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Union Bank of India's DRIEMS branch, the IFSC UBIN0814954 breaks down as follows: UBIN identifies the bank, 0 is the reserved character, and 814954 identifies this particular branch.
Bank profile
Union Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Driems branch — IFSC UBIN0814954 — extends the bank's services to customers in and around Kotasahi Tangi, Odisha.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Driems |
| IFSC Code | UBIN0814954 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT/PO KAIRAPARI,VIA KOTASAHI ( TANGI)TANGI,CUTTACK DIST,ODISHA |
| City | Kotasahi Tangi |
| District | Cuttack |
| State | Odisha |
| Phone | 6712595808 |
About this branch
The branch is located at AT/PO KAIRAPARI,VIA KOTASAHI ( TANGI)TANGI,CUTTACK DIST,ODISHA. It serves the Kotasahi Tangi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0814954 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's DRIEMS branch came to be assigned the code UBIN0814954.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0814954, money simply cannot be routed to the DRIEMS branch electronically.
Products and account variants supported
Every account opened at the Driems branch is mapped to IFSC UBIN0814954 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UBIN0814954.
Banking services available
The Driems branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6712595808.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0814954
How to transfer money using IFSC UBIN0814954
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0814954 across all three.
NEFT to Union Bank of India, DRIEMS using IFSC UBIN0814954
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0814954, and confirm that the system picks up Union Bank of India – DRIEMS. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DRIEMS
If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's DRIEMS branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0814954 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Union Bank of India – DRIEMS, use IMPS. With IFSC UBIN0814954 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0814954 for Union Bank of India – DRIEMS, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0814954 | Yes – UBIN0814954 | Yes – UBIN0814954 |
For most retail customers crediting the Driems branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UBIN0814954
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – DRIEMS is still mapped to IFSC UBIN0814954. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0814954 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UBIN0814954
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the DRIEMS branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0814954 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Driems branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0814954 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UBIN0814954
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – DRIEMS, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UBIN0814954. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Driems branch sits at AT/PO KAIRAPARI,VIA KOTASAHI ( TANGI)TANGI,CUTTACK DIST,ODISHA. If you are travelling from outside Kotasahi Tangi, search for the branch on a maps application using the bank name and locality, or call 6712595808 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0814954 and your account number.
Verifying IFSC UBIN0814954 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0814954 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6712595808.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Driems branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UBIN0814954, however, work 24x7.
Branch address & contact
Union Bank of IndiaDriems Branch
AT/PO KAIRAPARI,VIA KOTASAHI ( TANGI)TANGI,CUTTACK DIST,ODISHA
Kotasahi Tangi, Odisha
Phone: 6712595808
IFSC: UBIN0814954
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Driems branch but serve different purposes.
How quickly will an NEFT transfer using UBIN0814954 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Union Bank of India – Driems reflect within 30 minutes.
Can I use IFSC UBIN0814954 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0814954 to send funds instantly.
Is IFSC UBIN0814954 the same for all accounts at Driems branch?
Yes. The IFSC UBIN0814954 is shared by every account held at Union Bank of India's Driems branch. Only the account number changes from customer to customer.
Does Union Bank of India Driems branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6712595808 to confirm.
How do I add Union Bank of India Driems as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0814954, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UBIN0814954 valid for NEFT and RTGS?
Yes. IFSC UBIN0814954 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: UBIN0814954 is the IFSC code of Union Bank of India, DRIEMS branch, in KOTASAHI TANGI, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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