If you are searching for the IFSC code of Union Bank of India, KOLKATA ARMB branch in KOLKATA, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is UBIN0914371. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KOLKATA ARMB branch, and detailed step-by-step guides for using the IFSC UBIN0914371 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Union Bank of India – KOLKATA ARMB is UBIN0914371. The first four letters UBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 914371 map to this branch in KOLKATA, WEST BENGAL.
About the bank
Union Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kolkata Armb branch in Kolkata, West Bengal is part of this network and uses the IFSC code UBIN0914371 for all electronic settlement.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Kolkata Armb |
| IFSC Code | UBIN0914371 |
| MICR Code | Refer to cheque leaf |
| Branch Address | C 0 DHARAMTALA BRANCH WACHEL MOLLA MANSION NO 8 LENIN SARANI DHARAMTALLA STREET |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| STD Code | 33 |
| Phone | 22287214 |
About the Kolkata Armb branch
The Kolkata Armb branch of Union Bank of India is situated at C 0 DHARAMTALA BRANCH WACHEL MOLLA MANSION NO 8 LENIN SARANI DHARAMTALLA STREET. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UBIN0914371 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's KOLKATA ARMB branch came to be assigned the code UBIN0914371.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0914371, money simply cannot be routed to the KOLKATA ARMB branch electronically.
Products and account variants supported
Every account opened at the Kolkata Armb branch is mapped to IFSC UBIN0914371 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UBIN0914371.
Products and services
Customers walking into the Kolkata Armb branch can access most of Union Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UBIN0914371
How to transfer money using IFSC UBIN0914371
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0914371 across all three.
NEFT to Union Bank of India, KOLKATA ARMB using IFSC UBIN0914371
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0914371, and confirm that the system picks up Union Bank of India – KOLKATA ARMB. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UBIN0914371
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – KOLKATA ARMB, ensure your bank's portal accepts IFSC UBIN0914371 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Union Bank of India – KOLKATA ARMB, use IMPS. With IFSC UBIN0914371 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0914371 for Union Bank of India – KOLKATA ARMB, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0914371 | Yes – UBIN0914371 | Yes – UBIN0914371 |
For most retail customers crediting the Kolkata Armb branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Union Bank of India's KOLKATA ARMB branch, the IFSC UBIN0914371 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UBIN0914371
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the KOLKATA ARMB branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0914371 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Kolkata Armb branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0914371 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – KOLKATA ARMB:
- The IFSC is exactly UBIN0914371 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Union Bank of India as the bank name and KOLKATA ARMB as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kolkata Armb branch
The branch is located at C 0 DHARAMTALA BRANCH WACHEL MOLLA MANSION NO 8 LENIN SARANI DHARAMTALLA STREET, which puts it inside Kolkata, the broader Kolkata district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Union Bank of India Kolkata Armb branch” — the verified location pin for IFSC UBIN0914371 should appear at the top of the results.
- Confirm the branch is open by calling 33-22287214 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0914371 and your account number.
Verifying IFSC UBIN0914371 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0914371 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-22287214.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kolkata Armb are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0914371 continue to work without interruption.
Branch address & contact
Union Bank of IndiaKolkata Armb Branch
C 0 DHARAMTALA BRANCH WACHEL MOLLA MANSION NO 8 LENIN SARANI DHARAMTALLA STREET
Kolkata, West Bengal
Phone: 33-22287214
IFSC: UBIN0914371
Frequently asked questions
Is IFSC UBIN0914371 the same for all accounts at Kolkata Armb branch?
Yes. The IFSC UBIN0914371 is shared by every account held at Union Bank of India's Kolkata Armb branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kolkata Armb branch but serve different purposes.
How do I add Union Bank of India Kolkata Armb as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0914371, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Union Bank of India Kolkata Armb branch?
You can reach the branch at 33-22287214 during regular banking hours.
Where is Union Bank of India Kolkata Armb branch located?
Union Bank of India's Kolkata Armb branch is located at C 0 DHARAMTALA BRANCH WACHEL MOLLA MANSION NO 8 LENIN SARANI DHARAMTALLA STREET, Kolkata, West Bengal.
Does Union Bank of India Kolkata Armb branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 33-22287214 to confirm.
What is the IFSC code of Union Bank of India Kolkata Armb branch?
The IFSC code of Union Bank of India, Kolkata Armb branch is UBIN0914371. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code UBIN0914371 belongs to Union Bank of India's KOLKATA ARMB branch, located at C 0 DHARAMTALA BRANCH WACHEL MOLLA MANSION NO 8 LENIN SARANI DHARAMTALLA STREET in KOLKATA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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