Use this page as a one-stop reference for everything related to Union Bank of India's BUSSTATION COMPLEX branch in KARIMNAGAR, TELANGANA. The branch's IFSC code UBIN0807362 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Union Bank of India – BUSSTATION COMPLEX is UBIN0807362. The first four letters UBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 807362 map to this branch in KARIMNAGAR, TELANGANA.
About Union Bank of India
Union Bank of India operates a wide network of branches across India, including the Busstation Complex branch in Karimnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UBIN0807362.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Busstation Complex |
| IFSC Code | UBIN0807362 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KAPSRTC COMMERCIAL COKARIMNAGAR DIST,AP |
| City | Karimnagar |
| District | Karimnagar |
| State | Telangana |
| Phone | 5222262493 |
About this branch
The branch is located at KAPSRTC COMMERCIAL COKARIMNAGAR DIST,AP. It serves the Karimnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0807362 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's BUSSTATION COMPLEX branch came to be assigned the code UBIN0807362.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0807362, money simply cannot be routed to the BUSSTATION COMPLEX branch electronically.
Account types you can open at the Busstation Complex branch
Once you have an account at Union Bank of India – BUSSTATION COMPLEX, the IFSC UBIN0807362 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Busstation Complex branch can access most of Union Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UBIN0807362
How to transfer money using IFSC UBIN0807362
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0807362 across all three.
NEFT to Union Bank of India, BUSSTATION COMPLEX using IFSC UBIN0807362
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0807362, and confirm that the system picks up Union Bank of India – BUSSTATION COMPLEX. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UBIN0807362
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – BUSSTATION COMPLEX, ensure your bank's portal accepts IFSC UBIN0807362 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Union Bank of India – BUSSTATION COMPLEX, use IMPS. With IFSC UBIN0807362 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0807362 for Union Bank of India – BUSSTATION COMPLEX, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0807362 | Yes – UBIN0807362 | Yes – UBIN0807362 |
For most retail customers crediting the Busstation Complex branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Union Bank of India's BUSSTATION COMPLEX branch, the IFSC UBIN0807362 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UBIN0807362
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the BUSSTATION COMPLEX branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0807362 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Busstation Complex branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0807362 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UBIN0807362
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – BUSSTATION COMPLEX, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UBIN0807362. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Busstation Complex branch sits at KAPSRTC COMMERCIAL COKARIMNAGAR DIST,AP. If you are travelling from outside Karimnagar, search for the branch on a maps application using the bank name and locality, or call 5222262493 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0807362 and your account number.
Verifying IFSC UBIN0807362 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0807362 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 5222262493.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Busstation Complex are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0807362 continue to work without interruption.
Branch address & contact
Union Bank of IndiaBusstation Complex Branch
KAPSRTC COMMERCIAL COKARIMNAGAR DIST,AP
Karimnagar, Telangana
Phone: 5222262493
IFSC: UBIN0807362
Frequently asked questions
Does Union Bank of India Busstation Complex branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 5222262493 to confirm.
Where is Union Bank of India Busstation Complex branch located?
Union Bank of India's Busstation Complex branch is located at KAPSRTC COMMERCIAL COKARIMNAGAR DIST,AP, Karimnagar, Telangana.
What is the IFSC code of Union Bank of India Busstation Complex branch?
The IFSC code of Union Bank of India, Busstation Complex branch is UBIN0807362. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Busstation Complex branch but serve different purposes.
Is IFSC UBIN0807362 valid for NEFT and RTGS?
Yes. IFSC UBIN0807362 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Union Bank of India Busstation Complex branch?
You can reach the branch at 5222262493 during regular banking hours.
Can I use IFSC UBIN0807362 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0807362 to send funds instantly.
Summary
The IFSC code UBIN0807362 belongs to Union Bank of India's BUSSTATION COMPLEX branch, located at KAPSRTC COMMERCIAL COKARIMNAGAR DIST,AP in KARIMNAGAR, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
