If you are searching for the IFSC code of Union Bank of India, KAMMARAPALLI branch in KAMMARAPALLI, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is UBIN0808237. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KAMMARAPALLI branch, and detailed step-by-step guides for using the IFSC UBIN0808237 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UBIN0808237 is the IFSC of Union Bank of India's KAMMARAPALLI branch. The format is fixed: UBIN = bank code, 0 = reserved, 808237 = branch identifier.
About Union Bank of India
Union Bank of India operates a wide network of branches across India, including the Kammarapalli branch in Kammarapalli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UBIN0808237.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Kammarapalli |
| IFSC Code | UBIN0808237 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KAMMARAPALLI,NIZAMABAD DIST,AP |
| City | Kammarapalli |
| District | Nizamabad |
| State | Telangana |
| Phone | 8463272263 |
Kammarapalli branch overview
Located at KAMMARAPALLI,NIZAMABAD DIST,AP, the Kammarapalli branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UBIN0808237 is required for all interbank electronic transfers routed through this branch.
Why every Union Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KAMMARAPALLI of Union Bank of India — its own 11-character IFSC. The code UBIN0808237 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UBIN0808237 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Kammarapalli branch is mapped to IFSC UBIN0808237 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UBIN0808237.
Banking services available
The Kammarapalli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8463272263.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0808237
How to transfer money using IFSC UBIN0808237
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0808237 across all three.
NEFT to Union Bank of India, KAMMARAPALLI using IFSC UBIN0808237
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0808237, and confirm that the system picks up Union Bank of India – KAMMARAPALLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KAMMARAPALLI
If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's KAMMARAPALLI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0808237 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Union Bank of India – KAMMARAPALLI, use IMPS. With IFSC UBIN0808237 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0808237 for Union Bank of India – KAMMARAPALLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0808237 | Yes – UBIN0808237 | Yes – UBIN0808237 |
For most retail customers crediting the Kammarapalli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Union Bank of India's KAMMARAPALLI branch, the IFSC UBIN0808237 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UBIN0808237
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the KAMMARAPALLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0808237 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Kammarapalli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0808237 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UBIN0808237
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – KAMMARAPALLI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UBIN0808237. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kammarapalli branch sits at KAMMARAPALLI,NIZAMABAD DIST,AP. If you are travelling from outside Kammarapalli, search for the branch on a maps application using the bank name and locality, or call 8463272263 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0808237 and your account number.
Verifying IFSC UBIN0808237 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0808237 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8463272263.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kammarapalli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UBIN0808237, however, work 24x7.
Branch address & contact
Union Bank of IndiaKammarapalli Branch
KAMMARAPALLI,NIZAMABAD DIST,AP
Kammarapalli, Telangana
Phone: 8463272263
IFSC: UBIN0808237
Frequently asked questions
How do I add Union Bank of India Kammarapalli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0808237, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UBIN0808237 the same for all accounts at Kammarapalli branch?
Yes. The IFSC UBIN0808237 is shared by every account held at Union Bank of India's Kammarapalli branch. Only the account number changes from customer to customer.
What is the phone number of Union Bank of India Kammarapalli branch?
You can reach the branch at 8463272263 during regular banking hours.
What is the IFSC code of Union Bank of India Kammarapalli branch?
The IFSC code of Union Bank of India, Kammarapalli branch is UBIN0808237. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UBIN0808237 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0808237 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kammarapalli branch but serve different purposes.
Is IFSC UBIN0808237 valid for NEFT and RTGS?
Yes. IFSC UBIN0808237 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Union Bank of India Kammarapalli branch located?
Union Bank of India's Kammarapalli branch is located at KAMMARAPALLI,NIZAMABAD DIST,AP, Kammarapalli, Telangana.
Final notes
To recap: UBIN0808237 is the IFSC code of Union Bank of India, KAMMARAPALLI branch, in KAMMARAPALLI, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
