IFSC Code of Union Bank of India, Kakri Dist Sonebhadra Branch, Uttar Pradesh

Below are the complete branch details for Union Bank of India, KAKRI DIST SONEBHADRA branch, located in KAKRI DIST SONEBHADRA, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UBIN0552828. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UBIN0552828 for Union Bank of India – KAKRI DIST SONEBHADRA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UBIN0552828 is the IFSC of Union Bank of India's KAKRI DIST SONEBHADRA branch. The format is fixed: UBIN = bank code, 0 = reserved, 552828 = branch identifier.

About Union Bank of India

Union Bank of India operates a wide network of branches across India, including the Kakri Dist Sonebhadra branch in Kakri Dist Sonebhadra. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UBIN0552828.

Branch details at a glance

About the Kakri Dist Sonebhadra branch

The Kakri Dist Sonebhadra branch of Union Bank of India is situated at NORTHERN COAL FIELD, P.O. KAKRI, BLOCK DUDHI, DIST. SONEBHADRA, UTTAR PRADESH PIN - 231 220. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UBIN0552828 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's KAKRI DIST SONEBHADRA branch came to be assigned the code UBIN0552828.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0552828, money simply cannot be routed to the KAKRI DIST SONEBHADRA branch electronically.

Account types you can open at the Kakri Dist Sonebhadra branch

Once you have an account at Union Bank of India – KAKRI DIST SONEBHADRA, the IFSC UBIN0552828 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Kakri Dist Sonebhadra branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 77451.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0552828

How to transfer money using IFSC UBIN0552828

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0552828 across all three.

How to use IFSC UBIN0552828 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Union Bank of India's KAKRI DIST SONEBHADRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UBIN0552828.
4. Confirm the bank name auto-populates as Union Bank of India and the branch as KAKRI DIST SONEBHADRA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KAKRI DIST SONEBHADRA

If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's KAKRI DIST SONEBHADRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0552828 while initiating the transfer and the credit will appear within minutes.

IMPS to Union Bank of India KAKRI DIST SONEBHADRA (IFSC UBIN0552828)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0552828 in your mobile or internet banking app, and the money is credited to the KAKRI DIST SONEBHADRA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UBIN0552828 for Union Bank of India – KAKRI DIST SONEBHADRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kakri Dist Sonebhadra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Union Bank of India's KAKRI DIST SONEBHADRA branch, the IFSC UBIN0552828 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC UBIN0552828

Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the KAKRI DIST SONEBHADRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0552828 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Union Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UBIN0552828 and the account number together uniquely identify the Kakri Dist Sonebhadra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – KAKRI DIST SONEBHADRA:

• The IFSC is exactly UBIN0552828 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Union Bank of India as the bank name and KAKRI DIST SONEBHADRA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kakri Dist Sonebhadra branch

The branch is located at NORTHERN COAL FIELD, P.O. KAKRI, BLOCK DUDHI, DIST. SONEBHADRA, UTTAR PRADESH PIN - 231 220, which puts it inside Kakri Dist Sonebhadra, the broader Sunbhadra district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Union Bank of India Kakri Dist Sonebhadra branch” — the verified location pin for IFSC UBIN0552828 should appear at the top of the results.
2. Confirm the branch is open by calling 77451 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0552828 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UBIN0552828 for Union Bank of India – KAKRI DIST SONEBHADRA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kakri Dist Sonebhadra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UBIN0552828, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: UBIN0552828 is the IFSC code of Union Bank of India, KAKRI DIST SONEBHADRA branch, in KAKRI DIST SONEBHADRA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.