This page lists the IFSC code, branch address, contact number and fund-transfer information for Union Bank of India, JAUNPUR branch in JAUNPUR. The 11-digit IFSC UBIN0931837 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Union Bank of India at the JAUNPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Union Bank of India – JAUNPUR is UBIN0931837. The first four letters UBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 931837 map to this branch in JAUNPUR, UTTAR PRADESH.
About the bank
Union Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jaunpur branch in Jaunpur, Uttar Pradesh is part of this network and uses the IFSC code UBIN0931837 for all electronic settlement.
About the Jaunpur branch
The Jaunpur branch of Union Bank of India is situated at PLOT NO 398C WAZIDPUR SOUTH STATE HIGHWAY 36. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UBIN0931837 is used.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Jaunpur |
| IFSC Code | UBIN0931837 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 398C WAZIDPUR SOUTH STATE HIGHWAY 36 |
| City | Jaunpur |
| District | Jaunpur |
| State | Uttar Pradesh |
| STD Code | 5452 |
| Phone | 240041 |
Why every Union Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JAUNPUR of Union Bank of India — its own 11-character IFSC. The code UBIN0931837 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UBIN0931837 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Jaunpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0931837 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UBIN0931837
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0931837 across all three.
NEFT to Union Bank of India, JAUNPUR using IFSC UBIN0931837
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0931837, and confirm that the system picks up Union Bank of India – JAUNPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JAUNPUR
If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's JAUNPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0931837 while initiating the transfer and the credit will appear within minutes.
IMPS to Union Bank of India JAUNPUR (IFSC UBIN0931837)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0931837 in your mobile or internet banking app, and the money is credited to the JAUNPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Jaunpur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UBIN0931837:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JAUNPUR is still linked to IFSC UBIN0931837.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UBIN0931837
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – JAUNPUR is still mapped to IFSC UBIN0931837. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0931837 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Jaunpur branch is mapped to IFSC UBIN0931837 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UBIN0931837.
Banking services available
The Jaunpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 5452-240041.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0931837
Online banking and IFSC UBIN0931837
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the JAUNPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0931837 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Jaunpur branch
The branch is located at PLOT NO 398C WAZIDPUR SOUTH STATE HIGHWAY 36, which puts it inside Jaunpur, the broader Jaunpur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Union Bank of India Jaunpur branch” — the verified location pin for IFSC UBIN0931837 should appear at the top of the results.
- Confirm the branch is open by calling 5452-240041 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0931837 and your account number.
Common mistakes to avoid when using IFSC UBIN0931837
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – JAUNPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UBIN0931837. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Jaunpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0931837 continue to work without interruption.
Verifying IFSC UBIN0931837 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0931837 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 5452-240041.
- Visiting the bank's official branch locator page.
Branch address & contact
Union Bank of IndiaJaunpur Branch
PLOT NO 398C WAZIDPUR SOUTH STATE HIGHWAY 36
Jaunpur, Uttar Pradesh
Phone: 5452-240041
IFSC: UBIN0931837
Frequently asked questions
What is the phone number of Union Bank of India Jaunpur branch?
You can reach the branch at 5452-240041 during regular banking hours.
How do I add Union Bank of India Jaunpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0931837, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UBIN0931837 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0931837 to send funds instantly.
Where is Union Bank of India Jaunpur branch located?
Union Bank of India's Jaunpur branch is located at PLOT NO 398C WAZIDPUR SOUTH STATE HIGHWAY 36, Jaunpur, Uttar Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jaunpur branch but serve different purposes.
Is IFSC UBIN0931837 valid for NEFT and RTGS?
Yes. IFSC UBIN0931837 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Union Bank of India Jaunpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 5452-240041 to confirm.
What is the IFSC code of Union Bank of India Jaunpur branch?
The IFSC code of Union Bank of India, Jaunpur branch is UBIN0931837. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: UBIN0931837 is the IFSC code of Union Bank of India, JAUNPUR branch, in JAUNPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
