IFSC Code of Union Bank of India, Jashpur Nagar Branch, Chhattisgarh

Below are the complete branch details for Union Bank of India, JASHPUR NAGAR branch, located in JASHPURNAGAR, CHHATTISGARH. The IFSC assigned by the Reserve Bank of India to this branch is UBIN0934763. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UBIN0934763 for Union Bank of India – JASHPUR NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Union Bank of India's JASHPUR NAGAR branch, the IFSC UBIN0934763 breaks down as follows: UBIN identifies the bank, 0 is the reserved character, and 934763 identifies this particular branch.

Bank profile

Union Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Jashpur Nagar branch — IFSC UBIN0934763 — extends the bank's services to customers in and around Jashpurnagar, Chhattisgarh.

Jashpur Nagar branch overview

Located at PLOT NO 409 SHRI HARI KUSUM BU AJAY BUS SERVICE COLLEGE ROAD MAIN ROAD JASHPUR NAGAR DISTRICT JASHPUR, the Jashpur Nagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UBIN0934763 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's JASHPUR NAGAR branch came to be assigned the code UBIN0934763.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0934763, money simply cannot be routed to the JASHPUR NAGAR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Jashpur Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0934763 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC UBIN0934763

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0934763 across all three.

NEFT to Union Bank of India, JASHPUR NAGAR using IFSC UBIN0934763

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0934763, and confirm that the system picks up Union Bank of India – JASHPUR NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to JASHPUR NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's JASHPUR NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0934763 while initiating the transfer and the credit will appear within minutes.

IMPS to Union Bank of India JASHPUR NAGAR (IFSC UBIN0934763)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0934763 in your mobile or internet banking app, and the money is credited to the JASHPUR NAGAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Jashpur Nagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UBIN0934763:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JASHPUR NAGAR is still linked to IFSC UBIN0934763.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UBIN0934763

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – JASHPUR NAGAR is still mapped to IFSC UBIN0934763. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0934763 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Jashpur Nagar branch is mapped to IFSC UBIN0934763 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UBIN0934763.

Banking services available

The Jashpur Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7763-220755.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0934763

Digital banking channels

Most day-to-day work that customers used to do at the Jashpur Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0934763 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Jashpur Nagar branch

The branch is located at PLOT NO 409 SHRI HARI KUSUM BU AJAY BUS SERVICE COLLEGE ROAD MAIN ROAD JASHPUR NAGAR DISTRICT JASHPUR, which puts it inside Jashpurnagar, the broader Jashpur district, and the state of Chhattisgarh. To plan your visit:

1. Open Google Maps on your phone and search for “Union Bank of India Jashpur Nagar branch” — the verified location pin for IFSC UBIN0934763 should appear at the top of the results.
2. Confirm the branch is open by calling 7763-220755 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0934763 and your account number.

Common mistakes to avoid when using IFSC UBIN0934763

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – JASHPUR NAGAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UBIN0934763.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Jashpur Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0934763 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UBIN0934763 for Union Bank of India – JASHPUR NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UBIN0934763 belongs to Union Bank of India's JASHPUR NAGAR branch, located at PLOT NO 409 SHRI HARI KUSUM BU AJAY BUS SERVICE COLLEGE ROAD MAIN ROAD JASHPUR… in JASHPURNAGAR, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.