Below are the complete branch details for Union Bank of India, VIBHAPAR branch, located in JAMNAGAR, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is UBIN0915696. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UBIN0915696 for Union Bank of India – VIBHAPAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UBIN0915696 is the IFSC of Union Bank of India's VIBHAPAR branch. The format is fixed: UBIN = bank code, 0 = reserved, 915696 = branch identifier.
About Union Bank of India
Union Bank of India operates a wide network of branches across India, including the Vibhapar branch in Jamnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UBIN0915696.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Vibhapar |
| IFSC Code | UBIN0915696 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HOSPITAL ROAD, VILLAGE VIBHAPAR, TALUK JAMNAGAR, DIST JAMNAGAR361016 |
| City | Jamnagar |
| District | Jamnagar |
| State | Gujarat |
| STD Code | 288 |
| Phone | 9426433515 |
About this branch
The branch is located at HOSPITAL ROAD, VILLAGE VIBHAPAR, TALUK JAMNAGAR, DIST JAMNAGAR361016. It serves the Jamnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0915696 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's VIBHAPAR branch came to be assigned the code UBIN0915696.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0915696, money simply cannot be routed to the VIBHAPAR branch electronically.
Account types you can open at the Vibhapar branch
Once you have an account at Union Bank of India – VIBHAPAR, the IFSC UBIN0915696 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Vibhapar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 288-9426433515.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0915696
How to transfer money using IFSC UBIN0915696
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0915696 across all three.
NEFT to Union Bank of India, VIBHAPAR using IFSC UBIN0915696
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0915696, and confirm that the system picks up Union Bank of India – VIBHAPAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VIBHAPAR
If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's VIBHAPAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0915696 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Union Bank of India – VIBHAPAR, use IMPS. With IFSC UBIN0915696 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Vibhapar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UBIN0915696:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VIBHAPAR is still linked to IFSC UBIN0915696.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UBIN0915696
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – VIBHAPAR is still mapped to IFSC UBIN0915696. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0915696 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UBIN0915696
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the VIBHAPAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0915696 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Vibhapar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0915696 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UBIN0915696
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – VIBHAPAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UBIN0915696. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Vibhapar branch sits at HOSPITAL ROAD, VILLAGE VIBHAPAR, TALUK JAMNAGAR, DIST JAMNAGAR361016. If you are travelling from outside Jamnagar, search for the branch on a maps application using the bank name and locality, or call 288-9426433515 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0915696 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UBIN0915696 for Union Bank of India – VIBHAPAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Vibhapar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0915696 continue to work without interruption.
Branch address & contact
Union Bank of IndiaVibhapar Branch
HOSPITAL ROAD, VILLAGE VIBHAPAR, TALUK JAMNAGAR, DIST JAMNAGAR361016
Jamnagar, Gujarat
Phone: 288-9426433515
IFSC: UBIN0915696
Frequently asked questions
Does Union Bank of India Vibhapar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 288-9426433515 to confirm.
What is the phone number of Union Bank of India Vibhapar branch?
You can reach the branch at 288-9426433515 during regular banking hours.
How quickly will an NEFT transfer using UBIN0915696 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Union Bank of India – Vibhapar reflect within 30 minutes.
Can I use IFSC UBIN0915696 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0915696 to send funds instantly.
Is IFSC UBIN0915696 the same for all accounts at Vibhapar branch?
Yes. The IFSC UBIN0915696 is shared by every account held at Union Bank of India's Vibhapar branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vibhapar branch but serve different purposes.
Is IFSC UBIN0915696 valid for NEFT and RTGS?
Yes. IFSC UBIN0915696 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UBIN0915696 belongs to Union Bank of India's VIBHAPAR branch, located at HOSPITAL ROAD, VILLAGE VIBHAPAR, TALUK JAMNAGAR, DIST JAMNAGAR361016 in JAMNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
