IFSC Code of Union Bank of India, Jamalapur,Dist Jaunpur Branch, Uttar Pradesh

Below are the complete branch details for Union Bank of India, JAMALAPUR,DIST JAUNPUR branch, located in JAMALPUR, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UBIN0541419. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UBIN0541419 for Union Bank of India – JAMALAPUR,DIST JAUNPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UBIN0541419 is the IFSC of Union Bank of India's JAMALAPUR,DIST JAUNPUR branch. The format is fixed: UBIN = bank code, 0 = reserved, 541419 = branch identifier.

Bank profile

Union Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Jamalapur,Dist Jaunpur branch — IFSC UBIN0541419 — extends the bank's services to customers in and around Jamalpur, Uttar Pradesh.

Branch details at a glance

About this branch

The branch is located at AT & POST JAMALAPUR, TEHSIL MARIAHU, BLOCK RAM NAGAR, DIST. JAUNPUR, UTTAR PRADESH, PIN - 222 137. It serves the Jamalpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0541419 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's JAMALAPUR,DIST JAUNPUR branch came to be assigned the code UBIN0541419.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0541419, money simply cannot be routed to the JAMALAPUR,DIST JAUNPUR branch electronically.

Account types you can open at the Jamalapur,Dist Jaunpur branch

Once you have an account at Union Bank of India – JAMALAPUR,DIST JAUNPUR, the IFSC UBIN0541419 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Jamalapur,Dist Jaunpur branch can access most of Union Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UBIN0541419

How to transfer money using IFSC UBIN0541419

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0541419 across all three.

How to use IFSC UBIN0541419 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Union Bank of India's JAMALAPUR,DIST JAUNPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UBIN0541419.
4. Confirm the bank name auto-populates as Union Bank of India and the branch as JAMALAPUR,DIST JAUNPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to JAMALAPUR,DIST JAUNPUR

If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's JAMALAPUR,DIST JAUNPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0541419 while initiating the transfer and the credit will appear within minutes.

IMPS to Union Bank of India JAMALAPUR,DIST JAUNPUR (IFSC UBIN0541419)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0541419 in your mobile or internet banking app, and the money is credited to the JAMALAPUR,DIST JAUNPUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UBIN0541419 for Union Bank of India – JAMALAPUR,DIST JAUNPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jamalapur,Dist Jaunpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UBIN0541419

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – JAMALAPUR,DIST JAUNPUR is still mapped to IFSC UBIN0541419. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0541419 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Jamalapur,Dist Jaunpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0541419 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Jamalapur,Dist Jaunpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0541419 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – JAMALAPUR,DIST JAUNPUR:

• The IFSC is exactly UBIN0541419 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Union Bank of India as the bank name and JAMALAPUR,DIST JAUNPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Jamalapur,Dist Jaunpur branch sits at AT & POST JAMALAPUR, TEHSIL MARIAHU, BLOCK RAM NAGAR, DIST. JAUNPUR, UTTAR PRADESH, PIN - 222 137. If you are travelling from outside Jamalpur, search for the branch on a maps application using the bank name and locality, or call 234223 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0541419 and your account number.

Verifying IFSC UBIN0541419 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0541419 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 234223.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jamalapur,Dist Jaunpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UBIN0541419, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: UBIN0541419 is the IFSC code of Union Bank of India, JAMALAPUR,DIST JAUNPUR branch, in JAMALPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.