Below are the complete branch details for Union Bank of India, CURRENCY CHEST JAIPUR branch, located in JAIPUR, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is UBIN0909742. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UBIN0909742 for Union Bank of India – CURRENCY CHEST JAIPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UBIN0909742 is the IFSC of Union Bank of India's CURRENCY CHEST JAIPUR branch. The format is fixed: UBIN = bank code, 0 = reserved, 909742 = branch identifier.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Currency Chest Jaipur |
| IFSC Code | UBIN0909742 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.40 BAJAJ NAGAR ENCLAVE, JAIPUR 302001 |
| City | Jaipur |
| District | Jaipur |
| State | Rajasthan |
About the bank
Union Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Currency Chest Jaipur branch in Jaipur, Rajasthan is part of this network and uses the IFSC code UBIN0909742 for all electronic settlement.
About the Currency Chest Jaipur branch
The Currency Chest Jaipur branch of Union Bank of India is situated at NO.40 BAJAJ NAGAR ENCLAVE, JAIPUR 302001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UBIN0909742 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's CURRENCY CHEST JAIPUR branch came to be assigned the code UBIN0909742.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0909742, money simply cannot be routed to the CURRENCY CHEST JAIPUR branch electronically.
How to transfer money using IFSC UBIN0909742
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0909742 across all three.
NEFT to Union Bank of India, CURRENCY CHEST JAIPUR using IFSC UBIN0909742
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0909742, and confirm that the system picks up Union Bank of India – CURRENCY CHEST JAIPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CURRENCY CHEST JAIPUR
If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's CURRENCY CHEST JAIPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0909742 while initiating the transfer and the credit will appear within minutes.
IMPS to Union Bank of India CURRENCY CHEST JAIPUR (IFSC UBIN0909742)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0909742 in your mobile or internet banking app, and the money is credited to the CURRENCY CHEST JAIPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0909742 for Union Bank of India – CURRENCY CHEST JAIPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0909742 | Yes – UBIN0909742 | Yes – UBIN0909742 |
For most retail customers crediting the Currency Chest Jaipur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Union Bank of India's CURRENCY CHEST JAIPUR branch, the IFSC UBIN0909742 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Currency Chest Jaipur branch
Once you have an account at Union Bank of India – CURRENCY CHEST JAIPUR, the IFSC UBIN0909742 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Currency Chest Jaipur branch can access most of Union Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UBIN0909742
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Union Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UBIN0909742 and the account number together uniquely identify the Currency Chest Jaipur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UBIN0909742
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the CURRENCY CHEST JAIPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0909742 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – CURRENCY CHEST JAIPUR:
- The IFSC is exactly UBIN0909742 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Union Bank of India as the bank name and CURRENCY CHEST JAIPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Currency Chest Jaipur branch
The branch is located at NO.40 BAJAJ NAGAR ENCLAVE, JAIPUR 302001, which puts it inside Jaipur, the broader Jaipur district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Union Bank of India Currency Chest Jaipur branch” — the verified location pin for IFSC UBIN0909742 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0909742 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UBIN0909742 for Union Bank of India – CURRENCY CHEST JAIPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Currency Chest Jaipur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UBIN0909742, however, work 24x7.
Branch address & contact
Union Bank of IndiaCurrency Chest Jaipur Branch
NO.40 BAJAJ NAGAR ENCLAVE, JAIPUR 302001
Jaipur, Rajasthan
Phone: the branch contact number
IFSC: UBIN0909742
Frequently asked questions
What is the phone number of Union Bank of India Currency Chest Jaipur branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC UBIN0909742 the same for all accounts at Currency Chest Jaipur branch?
Yes. The IFSC UBIN0909742 is shared by every account held at Union Bank of India's Currency Chest Jaipur branch. Only the account number changes from customer to customer.
Is IFSC UBIN0909742 valid for NEFT and RTGS?
Yes. IFSC UBIN0909742 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Currency Chest Jaipur branch but serve different purposes.
Can I use IFSC UBIN0909742 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0909742 to send funds instantly.
How do I add Union Bank of India Currency Chest Jaipur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0909742, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Union Bank of India Currency Chest Jaipur branch?
The IFSC code of Union Bank of India, Currency Chest Jaipur branch is UBIN0909742. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UBIN0909742 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Union Bank of India – Currency Chest Jaipur reflect within 30 minutes.
Final notes
To recap: UBIN0909742 is the IFSC code of Union Bank of India, CURRENCY CHEST JAIPUR branch, in JAIPUR, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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