If you are searching for the IFSC code of Union Bank of India, IMPHAL branch in IMPHAL, MANIPUR, this page has every detail you need. The verified IFSC code for this branch is UBIN0573108. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the IMPHAL branch, and detailed step-by-step guides for using the IFSC UBIN0573108 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UBIN0573108 is the IFSC of Union Bank of India's IMPHAL branch. The format is fixed: UBIN = bank code, 0 = reserved, 573108 = branch identifier.
Bank profile
Union Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Imphal branch — IFSC UBIN0573108 — extends the bank's services to customers in and around Imphal, Manipur.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Imphal |
| IFSC Code | UBIN0573108 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NORTH AOC POINT OPPRAJ POLY CLINIC IMPHAL MANIPUR PINCODE 795001 |
| City | Imphal |
| District | Imphal |
| State | Manipur |
| Phone | 9613863282 |
Imphal branch overview
Located at NORTH AOC POINT OPPRAJ POLY CLINIC IMPHAL MANIPUR PINCODE 795001, the Imphal branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UBIN0573108 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's IMPHAL branch came to be assigned the code UBIN0573108.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0573108, money simply cannot be routed to the IMPHAL branch electronically.
Products and account variants supported
Every account opened at the Imphal branch is mapped to IFSC UBIN0573108 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UBIN0573108.
Products and services
Customers walking into the Imphal branch can access most of Union Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UBIN0573108
How to transfer money using IFSC UBIN0573108
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0573108 across all three.
How to use IFSC UBIN0573108 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Union Bank of India's IMPHAL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UBIN0573108.
- Confirm the bank name auto-populates as Union Bank of India and the branch as IMPHAL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UBIN0573108
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – IMPHAL, ensure your bank's portal accepts IFSC UBIN0573108 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Union Bank of India – IMPHAL, use IMPS. With IFSC UBIN0573108 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0573108 for Union Bank of India – IMPHAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0573108 | Yes – UBIN0573108 | Yes – UBIN0573108 |
For most retail customers crediting the Imphal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UBIN0573108
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – IMPHAL is still mapped to IFSC UBIN0573108. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0573108 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UBIN0573108
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the IMPHAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0573108 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Union Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UBIN0573108 and the account number together uniquely identify the Imphal branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – IMPHAL:
- The IFSC is exactly UBIN0573108 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Union Bank of India as the bank name and IMPHAL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Imphal branch
The branch is located at NORTH AOC POINT OPPRAJ POLY CLINIC IMPHAL MANIPUR PINCODE 795001, which puts it inside Imphal, the broader Imphal district, and the state of Manipur. To plan your visit:
- Open Google Maps on your phone and search for “Union Bank of India Imphal branch” — the verified location pin for IFSC UBIN0573108 should appear at the top of the results.
- Confirm the branch is open by calling 9613863282 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0573108 and your account number.
Verifying IFSC UBIN0573108 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0573108 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9613863282.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Imphal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UBIN0573108, however, work 24x7.
Branch address & contact
Union Bank of IndiaImphal Branch
NORTH AOC POINT OPPRAJ POLY CLINIC IMPHAL MANIPUR PINCODE 795001
Imphal, Manipur
Phone: 9613863282
IFSC: UBIN0573108
Frequently asked questions
How quickly will an NEFT transfer using UBIN0573108 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Union Bank of India – Imphal reflect within 30 minutes.
How do I add Union Bank of India Imphal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0573108, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Union Bank of India Imphal branch located?
Union Bank of India's Imphal branch is located at NORTH AOC POINT OPPRAJ POLY CLINIC IMPHAL MANIPUR PINCODE 795001, Imphal, Manipur.
What is the phone number of Union Bank of India Imphal branch?
You can reach the branch at 9613863282 during regular banking hours.
Is IFSC UBIN0573108 the same for all accounts at Imphal branch?
Yes. The IFSC UBIN0573108 is shared by every account held at Union Bank of India's Imphal branch. Only the account number changes from customer to customer.
Is IFSC UBIN0573108 valid for NEFT and RTGS?
Yes. IFSC UBIN0573108 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Union Bank of India Imphal branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9613863282 to confirm.
Summary
The IFSC code UBIN0573108 belongs to Union Bank of India's IMPHAL branch, located at NORTH AOC POINT OPPRAJ POLY CLINIC IMPHAL MANIPUR PINCODE 795001 in IMPHAL, MANIPUR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
