IFSC Code of Union Bank of India, Service Branchhyderbad Branch, Andhra Pradesh

If you are searching for the IFSC code of Union Bank of India, SERVICE BRANCHHYDERBAD branch in HYDERBAD, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is UBIN0999156. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SERVICE BRANCHHYDERBAD branch, and detailed step-by-step guides for using the IFSC UBIN0999156 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UBIN0999156 is the IFSC of Union Bank of India's SERVICE BRANCHHYDERBAD branch. The format is fixed: UBIN = bank code, 0 = reserved, 999156 = branch identifier.

About the bank

Union Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Service Branchhyderbad branch in Hyderbad, Andhra Pradesh is part of this network and uses the IFSC code UBIN0999156 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at 5 9 88 18 88 2 GROUND FLOOR SAPPHIRE COMPLEX CHAPEL ROAD P B NO GPO 132 HYDERBAD 500001. It serves the Hyderbad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0999156 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's SERVICE BRANCHHYDERBAD branch came to be assigned the code UBIN0999156.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0999156, money simply cannot be routed to the SERVICE BRANCHHYDERBAD branch electronically.

Products and account variants supported

Every account opened at the Service Branchhyderbad branch is mapped to IFSC UBIN0999156 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UBIN0999156.

Products and services

Customers walking into the Service Branchhyderbad branch can access most of Union Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UBIN0999156

How to transfer money using IFSC UBIN0999156

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0999156 across all three.

How to use IFSC UBIN0999156 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Union Bank of India's SERVICE BRANCHHYDERBAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UBIN0999156.
4. Confirm the bank name auto-populates as Union Bank of India and the branch as SERVICE BRANCHHYDERBAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SERVICE BRANCHHYDERBAD

If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's SERVICE BRANCHHYDERBAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0999156 while initiating the transfer and the credit will appear within minutes.

IMPS to Union Bank of India SERVICE BRANCHHYDERBAD (IFSC UBIN0999156)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0999156 in your mobile or internet banking app, and the money is credited to the SERVICE BRANCHHYDERBAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UBIN0999156 for Union Bank of India – SERVICE BRANCHHYDERBAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Service Branchhyderbad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UBIN0999156

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – SERVICE BRANCHHYDERBAD is still mapped to IFSC UBIN0999156. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0999156 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Service Branchhyderbad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0999156 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Union Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UBIN0999156 and the account number together uniquely identify the Service Branchhyderbad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – SERVICE BRANCHHYDERBAD:

• The IFSC is exactly UBIN0999156 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Union Bank of India as the bank name and SERVICE BRANCHHYDERBAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Service Branchhyderbad branch sits at 5 9 88 18 88 2 GROUND FLOOR SAPPHIRE COMPLEX CHAPEL ROAD P B NO GPO 132 HYDERBAD 500001. If you are travelling from outside Hyderbad, search for the branch on a maps application using the bank name and locality, or call 40-23236998 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0999156 and your account number.

Verifying IFSC UBIN0999156 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0999156 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 40-23236998.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Service Branchhyderbad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0999156 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: UBIN0999156 is the IFSC code of Union Bank of India, SERVICE BRANCHHYDERBAD branch, in HYDERBAD, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.