IFSC Code of Union Bank of India, Chhaju Ram Memorial Jat College Branch, Haryana

Below are the complete branch details for Union Bank of India, CHHAJU RAM MEMORIAL JAT COLLEGE branch, located in HISSAR, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is UBIN0552186. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UBIN0552186 for Union Bank of India – CHHAJU RAM MEMORIAL JAT COLLEGE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Union Bank of India – CHHAJU RAM MEMORIAL JAT COLLEGE is UBIN0552186. The first four letters UBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 552186 map to this branch in HISSAR, HARYANA.

About Union Bank of India

Union Bank of India operates a wide network of branches across India, including the Chhaju Ram Memorial Jat College branch in Hissar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UBIN0552186.

Branch details at a glance

About this branch

The branch is located at CHHAJU RAM MEMORIAL JAT COLLEGE BLDG., DIST. HISSAR, HARYANA,PIN - 125 001. It serves the Hissar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0552186 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's CHHAJU RAM MEMORIAL JAT COLLEGE branch came to be assigned the code UBIN0552186.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0552186, money simply cannot be routed to the CHHAJU RAM MEMORIAL JAT COLLEGE branch electronically.

Products and account variants supported

Every account opened at the Chhaju Ram Memorial Jat College branch is mapped to IFSC UBIN0552186 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UBIN0552186.

Products and services

Customers walking into the Chhaju Ram Memorial Jat College branch can access most of Union Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UBIN0552186

How to transfer money using IFSC UBIN0552186

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0552186 across all three.

How to use IFSC UBIN0552186 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Union Bank of India's CHHAJU RAM MEMORIAL JAT COLLEGE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UBIN0552186.
4. Confirm the bank name auto-populates as Union Bank of India and the branch as CHHAJU RAM MEMORIAL JAT COLLEGE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to CHHAJU RAM MEMORIAL JAT COLLEGE

If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's CHHAJU RAM MEMORIAL JAT COLLEGE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0552186 while initiating the transfer and the credit will appear within minutes.

IMPS to Union Bank of India CHHAJU RAM MEMORIAL JAT COLLEGE (IFSC UBIN0552186)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0552186 in your mobile or internet banking app, and the money is credited to the CHHAJU RAM MEMORIAL JAT COLLEGE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Chhaju Ram Memorial Jat College

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UBIN0552186:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHHAJU RAM MEMORIAL JAT COLLEGE is still linked to IFSC UBIN0552186.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Union Bank of India's CHHAJU RAM MEMORIAL JAT COLLEGE branch, the IFSC UBIN0552186 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC UBIN0552186

Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the CHHAJU RAM MEMORIAL JAT COLLEGE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0552186 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Chhaju Ram Memorial Jat College branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0552186 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC UBIN0552186

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – CHHAJU RAM MEMORIAL JAT COLLEGE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UBIN0552186.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Chhaju Ram Memorial Jat College branch

The branch is located at CHHAJU RAM MEMORIAL JAT COLLEGE BLDG., DIST. HISSAR, HARYANA,PIN - 125 001, which puts it inside Hissar, the broader Hissar district, and the state of Haryana. To plan your visit:

1. Open Google Maps on your phone and search for “Union Bank of India Chhaju Ram Memorial Jat College branch” — the verified location pin for IFSC UBIN0552186 should appear at the top of the results.
2. Confirm the branch is open by calling 238907 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0552186 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UBIN0552186 for Union Bank of India – CHHAJU RAM MEMORIAL JAT COLLEGE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chhaju Ram Memorial Jat College branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UBIN0552186, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: UBIN0552186 is the IFSC code of Union Bank of India, CHHAJU RAM MEMORIAL JAT COLLEGE branch, in HISSAR, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.