If you are searching for the IFSC code of Union Bank of India, HALDI branch in HALDI, ODISHA, this page has every detail you need. The verified IFSC code for this branch is UBIN0809268. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HALDI branch, and detailed step-by-step guides for using the IFSC UBIN0809268 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UBIN0809268 is the IFSC of Union Bank of India's HALDI branch. The format is fixed: UBIN = bank code, 0 = reserved, 809268 = branch identifier.
About Union Bank of India
Union Bank of India operates a wide network of branches across India, including the Haldi branch in Haldi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UBIN0809268.
About this branch
The branch is located at AT PO,HALDI,VIA MURIBAHAL,DIT BOLANGIR,ORISSA. It serves the Haldi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0809268 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Haldi |
| IFSC Code | UBIN0809268 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT PO,HALDI,VIA MURIBAHAL,DIT BOLANGIR,ORISSA |
| City | Haldi |
| District | Balangir |
| State | Odisha |
| Phone | 6655294775 |
Why every Union Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HALDI of Union Bank of India — its own 11-character IFSC. The code UBIN0809268 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UBIN0809268 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Haldi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0809268 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UBIN0809268
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0809268 across all three.
NEFT to Union Bank of India, HALDI using IFSC UBIN0809268
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0809268, and confirm that the system picks up Union Bank of India – HALDI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UBIN0809268
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – HALDI, ensure your bank's portal accepts IFSC UBIN0809268 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Union Bank of India HALDI (IFSC UBIN0809268)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0809268 in your mobile or internet banking app, and the money is credited to the HALDI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Haldi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UBIN0809268:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at HALDI is still linked to IFSC UBIN0809268.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Union Bank of India's HALDI branch, the IFSC UBIN0809268 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Haldi branch
Once you have an account at Union Bank of India – HALDI, the IFSC UBIN0809268 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Haldi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6655294775.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0809268
Digital banking channels
Most day-to-day work that customers used to do at the Haldi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0809268 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Haldi branch sits at AT PO,HALDI,VIA MURIBAHAL,DIT BOLANGIR,ORISSA. If you are travelling from outside Haldi, search for the branch on a maps application using the bank name and locality, or call 6655294775 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0809268 and your account number.
Common mistakes to avoid when using IFSC UBIN0809268
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – HALDI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UBIN0809268. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Haldi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0809268 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UBIN0809268 for Union Bank of India – HALDI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Union Bank of IndiaHaldi Branch
AT PO,HALDI,VIA MURIBAHAL,DIT BOLANGIR,ORISSA
Haldi, Odisha
Phone: 6655294775
IFSC: UBIN0809268
Frequently asked questions
Does Union Bank of India Haldi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6655294775 to confirm.
What is the IFSC code of Union Bank of India Haldi branch?
The IFSC code of Union Bank of India, Haldi branch is UBIN0809268. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UBIN0809268 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0809268 to send funds instantly.
How do I add Union Bank of India Haldi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0809268, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Union Bank of India Haldi branch located?
Union Bank of India's Haldi branch is located at AT PO,HALDI,VIA MURIBAHAL,DIT BOLANGIR,ORISSA, Haldi, Odisha.
How quickly will an NEFT transfer using UBIN0809268 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Union Bank of India – Haldi reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Haldi branch but serve different purposes.
What is the phone number of Union Bank of India Haldi branch?
You can reach the branch at 6655294775 during regular banking hours.
Final notes
To recap: UBIN0809268 is the IFSC code of Union Bank of India, HALDI branch, in HALDI, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
