If you are searching for the IFSC code of Union Bank of India, SUSHANT LOK branch in GURGAON, HARYANA, this page has every detail you need. The verified IFSC code for this branch is UBIN0815969. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SUSHANT LOK branch, and detailed step-by-step guides for using the IFSC UBIN0815969 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UBIN0815969 is the IFSC of Union Bank of India's SUSHANT LOK branch. The format is fixed: UBIN = bank code, 0 = reserved, 815969 = branch identifier.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Sushant Lok |
| IFSC Code | UBIN0815969 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BESTECH CENTRAL SQUARE,LG 6,SECTOR 57,SUSHANT LOK 2,GURGAON -122002 |
| City | Gurgaon |
| District | Gurgaon |
| State | Haryana |
| Phone | 1242571330 |
Bank profile
Union Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Sushant Lok branch — IFSC UBIN0815969 — extends the bank's services to customers in and around Gurgaon, Haryana.
About this branch
The branch is located at BESTECH CENTRAL SQUARE,LG 6,SECTOR 57,SUSHANT LOK 2,GURGAON -122002. It serves the Gurgaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0815969 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's SUSHANT LOK branch came to be assigned the code UBIN0815969.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0815969, money simply cannot be routed to the SUSHANT LOK branch electronically.
How to transfer money using IFSC UBIN0815969
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0815969 across all three.
NEFT to Union Bank of India, SUSHANT LOK using IFSC UBIN0815969
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0815969, and confirm that the system picks up Union Bank of India – SUSHANT LOK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SUSHANT LOK
If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's SUSHANT LOK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0815969 while initiating the transfer and the credit will appear within minutes.
IMPS to Union Bank of India SUSHANT LOK (IFSC UBIN0815969)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0815969 in your mobile or internet banking app, and the money is credited to the SUSHANT LOK branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0815969 for Union Bank of India – SUSHANT LOK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0815969 | Yes – UBIN0815969 | Yes – UBIN0815969 |
For most retail customers crediting the Sushant Lok branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UBIN0815969
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – SUSHANT LOK is still mapped to IFSC UBIN0815969. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0815969 and the beneficiary's account number to complete the transfer.
Account types you can open at the Sushant Lok branch
Once you have an account at Union Bank of India – SUSHANT LOK, the IFSC UBIN0815969 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Sushant Lok branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1242571330.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0815969
MICR & cheque-truncation details
Cheques drawn on the Sushant Lok branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0815969 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Sushant Lok branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0815969 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UBIN0815969
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – SUSHANT LOK, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UBIN0815969. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Sushant Lok branch
The branch is located at BESTECH CENTRAL SQUARE,LG 6,SECTOR 57,SUSHANT LOK 2,GURGAON -122002, which puts it inside Gurgaon, the broader Gurgaon district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Union Bank of India Sushant Lok branch” — the verified location pin for IFSC UBIN0815969 should appear at the top of the results.
- Confirm the branch is open by calling 1242571330 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0815969 and your account number.
Verifying IFSC UBIN0815969 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0815969 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1242571330.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sushant Lok are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0815969 continue to work without interruption.
Branch address & contact
Union Bank of IndiaSushant Lok Branch
BESTECH CENTRAL SQUARE,LG 6,SECTOR 57,SUSHANT LOK 2,GURGAON -122002
Gurgaon, Haryana
Phone: 1242571330
IFSC: UBIN0815969
Frequently asked questions
How quickly will an NEFT transfer using UBIN0815969 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Union Bank of India – Sushant Lok reflect within 30 minutes.
What is the phone number of Union Bank of India Sushant Lok branch?
You can reach the branch at 1242571330 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sushant Lok branch but serve different purposes.
Where is Union Bank of India Sushant Lok branch located?
Union Bank of India's Sushant Lok branch is located at BESTECH CENTRAL SQUARE,LG 6,SECTOR 57,SUSHANT LOK 2,GURGAON -122002, Gurgaon, Haryana.
Is IFSC UBIN0815969 valid for NEFT and RTGS?
Yes. IFSC UBIN0815969 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Union Bank of India Sushant Lok branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1242571330 to confirm.
How do I add Union Bank of India Sushant Lok as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0815969, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UBIN0815969 the same for all accounts at Sushant Lok branch?
Yes. The IFSC UBIN0815969 is shared by every account held at Union Bank of India's Sushant Lok branch. Only the account number changes from customer to customer.
Summary
The IFSC code UBIN0815969 belongs to Union Bank of India's SUSHANT LOK branch, located at BESTECH CENTRAL SQUARE,LG 6,SECTOR 57,SUSHANT LOK 2,GURGAON -122002 in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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