IFSC Code of Union Bank of India, Church Compound,Ghazipur Branch, Uttar Pradesh

Below are the complete branch details for Union Bank of India, CHURCH COMPOUND,GHAZIPUR branch, located in GHAZIPUR, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UBIN0557285. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UBIN0557285 for Union Bank of India – CHURCH COMPOUND,GHAZIPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UBIN0557285 is the IFSC of Union Bank of India's CHURCH COMPOUND,GHAZIPUR branch. The format is fixed: UBIN = bank code, 0 = reserved, 557285 = branch identifier.

About the bank

Union Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Church Compound,Ghazipur branch in Ghazipur, Uttar Pradesh is part of this network and uses the IFSC code UBIN0557285 for all electronic settlement.

About this branch

The branch is located at TULSI SAGAR NEAR SICHAI VIBHAG CHAURAHA GHAZIPUR UTTAR PRADESH 233001. It serves the Ghazipur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0557285 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's CHURCH COMPOUND,GHAZIPUR branch came to be assigned the code UBIN0557285.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0557285, money simply cannot be routed to the CHURCH COMPOUND,GHAZIPUR branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Union Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UBIN0557285 and the account number together uniquely identify the Church Compound,Ghazipur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC UBIN0557285

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0557285 across all three.

NEFT to Union Bank of India, CHURCH COMPOUND,GHAZIPUR using IFSC UBIN0557285

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0557285, and confirm that the system picks up Union Bank of India – CHURCH COMPOUND,GHAZIPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHURCH COMPOUND,GHAZIPUR

If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's CHURCH COMPOUND,GHAZIPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0557285 while initiating the transfer and the credit will appear within minutes.

IMPS to Union Bank of India CHURCH COMPOUND,GHAZIPUR (IFSC UBIN0557285)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0557285 in your mobile or internet banking app, and the money is credited to the CHURCH COMPOUND,GHAZIPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Church Compound,Ghazipur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UBIN0557285:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHURCH COMPOUND,GHAZIPUR is still linked to IFSC UBIN0557285.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UBIN0557285

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – CHURCH COMPOUND,GHAZIPUR is still mapped to IFSC UBIN0557285. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0557285 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Church Compound,Ghazipur branch is mapped to IFSC UBIN0557285 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UBIN0557285.

Products and services

Customers walking into the Church Compound,Ghazipur branch can access most of Union Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UBIN0557285

Digital banking channels

Most day-to-day work that customers used to do at the Church Compound,Ghazipur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0557285 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Church Compound,Ghazipur branch sits at TULSI SAGAR NEAR SICHAI VIBHAG CHAURAHA GHAZIPUR UTTAR PRADESH 233001. If you are travelling from outside Ghazipur, search for the branch on a maps application using the bank name and locality, or call 2225024 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0557285 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – CHURCH COMPOUND,GHAZIPUR:

• The IFSC is exactly UBIN0557285 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Union Bank of India as the bank name and CHURCH COMPOUND,GHAZIPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Church Compound,Ghazipur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UBIN0557285, however, work 24x7.

Verifying IFSC UBIN0557285 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0557285 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2225024.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UBIN0557285 belongs to Union Bank of India's CHURCH COMPOUND,GHAZIPUR branch, located at TULSI SAGAR NEAR SICHAI VIBHAG CHAURAHA GHAZIPUR UTTAR PRADESH 233001 in GHAZIPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.