Below are the complete branch details for Union Bank of India, CHANDAVARAM branch, located in DONAKONDA, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UBIN0593150. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UBIN0593150 for Union Bank of India – CHANDAVARAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Union Bank of India's CHANDAVARAM branch, the IFSC UBIN0593150 breaks down as follows: UBIN identifies the bank, 0 is the reserved character, and 593150 identifies this particular branch.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Chandavaram |
| IFSC Code | UBIN0593150 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OPP SACHIVALAYAM CHANDAVARAM DONAKONDA MANDAL PRAKASAM DIST PIN 523305 |
| City | Donakonda |
| District | Prakasam |
| State | Andhra Pradesh |
| STD Code | 8408 |
| Phone | 7659996117 |
About Union Bank of India
Union Bank of India operates a wide network of branches across India, including the Chandavaram branch in Donakonda. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UBIN0593150.
Chandavaram branch overview
Located at OPP SACHIVALAYAM CHANDAVARAM DONAKONDA MANDAL PRAKASAM DIST PIN 523305, the Chandavaram branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UBIN0593150 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's CHANDAVARAM branch came to be assigned the code UBIN0593150.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0593150, money simply cannot be routed to the CHANDAVARAM branch electronically.
How to transfer money using IFSC UBIN0593150
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0593150 across all three.
NEFT to Union Bank of India, CHANDAVARAM using IFSC UBIN0593150
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0593150, and confirm that the system picks up Union Bank of India – CHANDAVARAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UBIN0593150
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – CHANDAVARAM, ensure your bank's portal accepts IFSC UBIN0593150 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Union Bank of India – CHANDAVARAM, use IMPS. With IFSC UBIN0593150 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0593150 for Union Bank of India – CHANDAVARAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0593150 | Yes – UBIN0593150 | Yes – UBIN0593150 |
For most retail customers crediting the Chandavaram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Union Bank of India's CHANDAVARAM branch, the IFSC UBIN0593150 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Chandavaram branch is mapped to IFSC UBIN0593150 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UBIN0593150.
Banking services available
The Chandavaram branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8408-7659996117.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0593150
MICR & cheque-truncation details
Cheques drawn on the Chandavaram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0593150 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UBIN0593150
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the CHANDAVARAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0593150 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – CHANDAVARAM:
- The IFSC is exactly UBIN0593150 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Union Bank of India as the bank name and CHANDAVARAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Chandavaram branch
The branch is located at OPP SACHIVALAYAM CHANDAVARAM DONAKONDA MANDAL PRAKASAM DIST PIN 523305, which puts it inside Donakonda, the broader Prakasam district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Union Bank of India Chandavaram branch” — the verified location pin for IFSC UBIN0593150 should appear at the top of the results.
- Confirm the branch is open by calling 8408-7659996117 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0593150 and your account number.
Verifying IFSC UBIN0593150 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0593150 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8408-7659996117.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chandavaram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0593150 continue to work without interruption.
Branch address & contact
Union Bank of IndiaChandavaram Branch
OPP SACHIVALAYAM CHANDAVARAM DONAKONDA MANDAL PRAKASAM DIST PIN 523305
Donakonda, Andhra Pradesh
Phone: 8408-7659996117
IFSC: UBIN0593150
Frequently asked questions
Is IFSC UBIN0593150 the same for all accounts at Chandavaram branch?
Yes. The IFSC UBIN0593150 is shared by every account held at Union Bank of India's Chandavaram branch. Only the account number changes from customer to customer.
Where is Union Bank of India Chandavaram branch located?
Union Bank of India's Chandavaram branch is located at OPP SACHIVALAYAM CHANDAVARAM DONAKONDA MANDAL PRAKASAM DIST PIN 523305, Donakonda, Andhra Pradesh.
Is IFSC UBIN0593150 valid for NEFT and RTGS?
Yes. IFSC UBIN0593150 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Union Bank of India Chandavaram branch?
You can reach the branch at 8408-7659996117 during regular banking hours.
How quickly will an NEFT transfer using UBIN0593150 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Union Bank of India – Chandavaram reflect within 30 minutes.
How do I add Union Bank of India Chandavaram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0593150, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UBIN0593150 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0593150 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chandavaram branch but serve different purposes.
Summary
The IFSC code UBIN0593150 belongs to Union Bank of India's CHANDAVARAM branch, located at OPP SACHIVALAYAM CHANDAVARAM DONAKONDA MANDAL PRAKASAM DIST PIN 523305 in DONAKONDA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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