IFSC Code of Union Bank of India, Zonal Office Delhi North Branch, Delhi

If you are searching for the IFSC code of Union Bank of India, ZONAL OFFICE DELHI NORTH branch in DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is UBIN0988090. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ZONAL OFFICE DELHI NORTH branch, and detailed step-by-step guides for using the IFSC UBIN0988090 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Union Bank of India's ZONAL OFFICE DELHI NORTH branch, the IFSC UBIN0988090 breaks down as follows: UBIN identifies the bank, 0 is the reserved character, and 988090 identifies this particular branch.

Branch details at a glance

Bank profile

Union Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Zonal Office Delhi North branch — IFSC UBIN0988090 — extends the bank's services to customers in and around Delhi, Delhi.

Zonal Office Delhi North branch overview

Located at CORPORATION BANK BUILDING 2ND FLOOR 1 FAIZ ROAD JHANDENWALA NEW DELHI, the Zonal Office Delhi North branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UBIN0988090 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's ZONAL OFFICE DELHI NORTH branch came to be assigned the code UBIN0988090.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0988090, money simply cannot be routed to the ZONAL OFFICE DELHI NORTH branch electronically.

How to transfer money using IFSC UBIN0988090

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0988090 across all three.

How to use IFSC UBIN0988090 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Union Bank of India's ZONAL OFFICE DELHI NORTH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UBIN0988090.
4. Confirm the bank name auto-populates as Union Bank of India and the branch as ZONAL OFFICE DELHI NORTH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to ZONAL OFFICE DELHI NORTH

If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's ZONAL OFFICE DELHI NORTH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0988090 while initiating the transfer and the credit will appear within minutes.

IMPS to Union Bank of India ZONAL OFFICE DELHI NORTH (IFSC UBIN0988090)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0988090 in your mobile or internet banking app, and the money is credited to the ZONAL OFFICE DELHI NORTH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UBIN0988090 for Union Bank of India – ZONAL OFFICE DELHI NORTH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Zonal Office Delhi North branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UBIN0988090

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – ZONAL OFFICE DELHI NORTH is still mapped to IFSC UBIN0988090. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0988090 and the beneficiary's account number to complete the transfer.

Account types you can open at the Zonal Office Delhi North branch

Once you have an account at Union Bank of India – ZONAL OFFICE DELHI NORTH, the IFSC UBIN0988090 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Zonal Office Delhi North branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-23704666.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0988090

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Union Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UBIN0988090 and the account number together uniquely identify the Zonal Office Delhi North branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Zonal Office Delhi North branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0988090 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – ZONAL OFFICE DELHI NORTH:

• The IFSC is exactly UBIN0988090 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Union Bank of India as the bank name and ZONAL OFFICE DELHI NORTH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Zonal Office Delhi North branch

The branch is located at CORPORATION BANK BUILDING 2ND FLOOR 1 FAIZ ROAD JHANDENWALA NEW DELHI, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “Union Bank of India Zonal Office Delhi North branch” — the verified location pin for IFSC UBIN0988090 should appear at the top of the results.
2. Confirm the branch is open by calling 11-23704666 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0988090 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UBIN0988090 for Union Bank of India – ZONAL OFFICE DELHI NORTH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Zonal Office Delhi North are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0988090 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: UBIN0988090 is the IFSC code of Union Bank of India, ZONAL OFFICE DELHI NORTH branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.