IFSC Code of Union Bank of India, Shaheed Bhagat Singh College Branch, Delhi

This page lists the IFSC code, branch address, contact number and fund-transfer information for Union Bank of India, SHAHEED BHAGAT SINGH COLLEGE branch in DELHI. The 11-digit IFSC UBIN0570397 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Union Bank of India at the SHAHEED BHAGAT SINGH COLLEGE location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UBIN0570397 is the IFSC of Union Bank of India's SHAHEED BHAGAT SINGH COLLEGE branch. The format is fixed: UBIN = bank code, 0 = reserved, 570397 = branch identifier.

About the bank

Union Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shaheed Bhagat Singh College branch in Delhi, Delhi is part of this network and uses the IFSC code UBIN0570397 for all electronic settlement.

Branch details at a glance

Shaheed Bhagat Singh College branch overview

Located at SHAHEED BHAGAT SINGH E SHEIKH SARAI DELHI DELHI PINCODE- 110017, the Shaheed Bhagat Singh College branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UBIN0570397 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's SHAHEED BHAGAT SINGH COLLEGE branch came to be assigned the code UBIN0570397.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0570397, money simply cannot be routed to the SHAHEED BHAGAT SINGH COLLEGE branch electronically.

Account types you can open at the Shaheed Bhagat Singh College branch

Once you have an account at Union Bank of India – SHAHEED BHAGAT SINGH COLLEGE, the IFSC UBIN0570397 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Shaheed Bhagat Singh College branch can access most of Union Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UBIN0570397

How to transfer money using IFSC UBIN0570397

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0570397 across all three.

NEFT to Union Bank of India, SHAHEED BHAGAT SINGH COLLEGE using IFSC UBIN0570397

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0570397, and confirm that the system picks up Union Bank of India – SHAHEED BHAGAT SINGH COLLEGE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHAHEED BHAGAT SINGH COLLEGE

If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's SHAHEED BHAGAT SINGH COLLEGE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0570397 while initiating the transfer and the credit will appear within minutes.

IMPS to Union Bank of India SHAHEED BHAGAT SINGH COLLEGE (IFSC UBIN0570397)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0570397 in your mobile or internet banking app, and the money is credited to the SHAHEED BHAGAT SINGH COLLEGE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UBIN0570397 for Union Bank of India – SHAHEED BHAGAT SINGH COLLEGE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shaheed Bhagat Singh College branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UBIN0570397

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – SHAHEED BHAGAT SINGH COLLEGE is still mapped to IFSC UBIN0570397. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0570397 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Shaheed Bhagat Singh College branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0570397 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Union Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UBIN0570397 and the account number together uniquely identify the Shaheed Bhagat Singh College branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – SHAHEED BHAGAT SINGH COLLEGE:

• The IFSC is exactly UBIN0570397 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Union Bank of India as the bank name and SHAHEED BHAGAT SINGH COLLEGE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Shaheed Bhagat Singh College branch

The branch is located at SHAHEED BHAGAT SINGH E SHEIKH SARAI DELHI DELHI PINCODE- 110017, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “Union Bank of India Shaheed Bhagat Singh College branch” — the verified location pin for IFSC UBIN0570397 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0570397 and your account number.

Verifying IFSC UBIN0570397 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0570397 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Shaheed Bhagat Singh College are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0570397 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UBIN0570397 belongs to Union Bank of India's SHAHEED BHAGAT SINGH COLLEGE branch, located at SHAHEED BHAGAT SINGH E SHEIKH SARAI DELHI DELHI PINCODE- 110017 in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.