IFSC Code of Union Bank of India, New Delhi Jaitpur Branch, Delhi

This page lists the IFSC code, branch address, contact number and fund-transfer information for Union Bank of India, NEW DELHI JAITPUR branch in DELHI. The 11-digit IFSC UBIN0916048 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Union Bank of India at the NEW DELHI JAITPUR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Union Bank of India – NEW DELHI JAITPUR is UBIN0916048. The first four letters UBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 916048 map to this branch in DELHI, DELHI.

Branch details at a glance

Bank profile

Union Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The New Delhi Jaitpur branch — IFSC UBIN0916048 — extends the bank's services to customers in and around Delhi, Delhi.

About the New Delhi Jaitpur branch

The New Delhi Jaitpur branch of Union Bank of India is situated at PLOT NO 505, GROUND FLOOR HARI NAGAR EXTENSION JAITPUR NEW DELHI 110044. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UBIN0916048 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's NEW DELHI JAITPUR branch came to be assigned the code UBIN0916048.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0916048, money simply cannot be routed to the NEW DELHI JAITPUR branch electronically.

How to transfer money using IFSC UBIN0916048

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0916048 across all three.

NEFT to Union Bank of India, NEW DELHI JAITPUR using IFSC UBIN0916048

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0916048, and confirm that the system picks up Union Bank of India – NEW DELHI JAITPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NEW DELHI JAITPUR

If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's NEW DELHI JAITPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0916048 while initiating the transfer and the credit will appear within minutes.

IMPS to Union Bank of India NEW DELHI JAITPUR (IFSC UBIN0916048)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0916048 in your mobile or internet banking app, and the money is credited to the NEW DELHI JAITPUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UBIN0916048 for Union Bank of India – NEW DELHI JAITPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the New Delhi Jaitpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UBIN0916048

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – NEW DELHI JAITPUR is still mapped to IFSC UBIN0916048. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0916048 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the New Delhi Jaitpur branch is mapped to IFSC UBIN0916048 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UBIN0916048.

Products and services

Customers walking into the New Delhi Jaitpur branch can access most of Union Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UBIN0916048

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Union Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UBIN0916048 and the account number together uniquely identify the New Delhi Jaitpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC UBIN0916048

Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the NEW DELHI JAITPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0916048 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – NEW DELHI JAITPUR:

• The IFSC is exactly UBIN0916048 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Union Bank of India as the bank name and NEW DELHI JAITPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The New Delhi Jaitpur branch sits at PLOT NO 505, GROUND FLOOR HARI NAGAR EXTENSION JAITPUR NEW DELHI 110044. If you are travelling from outside Delhi, search for the branch on a maps application using the bank name and locality, or call 11-26669949 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0916048 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UBIN0916048 for Union Bank of India – NEW DELHI JAITPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at New Delhi Jaitpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0916048 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UBIN0916048 belongs to Union Bank of India's NEW DELHI JAITPUR branch, located at PLOT NO 505, GROUND FLOOR HARI NAGAR EXTENSION JAITPUR NEW DELHI 110044 in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.