IFSC Code of Union Bank of India, Delhi Jalboard Wazirabad Ec Branch, Delhi

This page lists the IFSC code, branch address, contact number and fund-transfer information for Union Bank of India, DELHI JALBOARD WAZIRABAD EC branch in DELHI. The 11-digit IFSC UBIN0921416 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Union Bank of India at the DELHI JALBOARD WAZIRABAD EC location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Union Bank of India's DELHI JALBOARD WAZIRABAD EC branch, the IFSC UBIN0921416 breaks down as follows: UBIN identifies the bank, 0 is the reserved character, and 921416 identifies this particular branch.

Branch details at a glance

About the bank

Union Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Delhi Jalboard Wazirabad Ec branch in Delhi, Delhi is part of this network and uses the IFSC code UBIN0921416 for all electronic settlement.

Delhi Jalboard Wazirabad Ec branch overview

Located at DELHI JAL BOARD WATER WORKS, WAZIRABAD, NEW DELHI 110054, the Delhi Jalboard Wazirabad Ec branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UBIN0921416 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's DELHI JALBOARD WAZIRABAD EC branch came to be assigned the code UBIN0921416.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0921416, money simply cannot be routed to the DELHI JALBOARD WAZIRABAD EC branch electronically.

How to transfer money using IFSC UBIN0921416

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0921416 across all three.

NEFT to Union Bank of India, DELHI JALBOARD WAZIRABAD EC using IFSC UBIN0921416

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0921416, and confirm that the system picks up Union Bank of India – DELHI JALBOARD WAZIRABAD EC. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UBIN0921416

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – DELHI JALBOARD WAZIRABAD EC, ensure your bank's portal accepts IFSC UBIN0921416 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Union Bank of India DELHI JALBOARD WAZIRABAD EC (IFSC UBIN0921416)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0921416 in your mobile or internet banking app, and the money is credited to the DELHI JALBOARD WAZIRABAD EC branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Delhi Jalboard Wazirabad Ec

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UBIN0921416:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at DELHI JALBOARD WAZIRABAD EC is still linked to IFSC UBIN0921416.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Union Bank of India's DELHI JALBOARD WAZIRABAD EC branch, the IFSC UBIN0921416 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Delhi Jalboard Wazirabad Ec branch is mapped to IFSC UBIN0921416 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UBIN0921416.

Banking services available

The Delhi Jalboard Wazirabad Ec branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-23818539.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0921416

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Union Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UBIN0921416 and the account number together uniquely identify the Delhi Jalboard Wazirabad Ec branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC UBIN0921416

Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the DELHI JALBOARD WAZIRABAD EC branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0921416 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – DELHI JALBOARD WAZIRABAD EC:

• The IFSC is exactly UBIN0921416 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Union Bank of India as the bank name and DELHI JALBOARD WAZIRABAD EC as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Delhi Jalboard Wazirabad Ec branch

The branch is located at DELHI JAL BOARD WATER WORKS, WAZIRABAD, NEW DELHI 110054, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “Union Bank of India Delhi Jalboard Wazirabad Ec branch” — the verified location pin for IFSC UBIN0921416 should appear at the top of the results.
2. Confirm the branch is open by calling 11-23818539 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0921416 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UBIN0921416 for Union Bank of India – DELHI JALBOARD WAZIRABAD EC, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Delhi Jalboard Wazirabad Ec branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UBIN0921416, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: UBIN0921416 is the IFSC code of Union Bank of India, DELHI JALBOARD WAZIRABAD EC branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.