IFSC Code of Union Bank of India, Zo Coimbatore Branch, Tamil Nadu

If you are searching for the IFSC code of Union Bank of India, ZO COIMBATORE branch in COIMBATORE, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is UBIN0592463. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ZO COIMBATORE branch, and detailed step-by-step guides for using the IFSC UBIN0592463 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Union Bank of India – ZO COIMBATORE is UBIN0592463. The first four letters UBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 592463 map to this branch in COIMBATORE, TAMIL NADU.

Branch details at a glance

About the bank

Union Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Zo Coimbatore branch in Coimbatore, Tamil Nadu is part of this network and uses the IFSC code UBIN0592463 for all electronic settlement.

About this branch

The branch is located at 1ST FLOOR, VEDAV MAJESTY, 45/2, KRISHNASAMY NAGAR, SOWRIPALAYAM PIRIVU, RAMANATHAPURAM, COIMBATORE 641045. It serves the Coimbatore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0592463 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's ZO COIMBATORE branch came to be assigned the code UBIN0592463.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0592463, money simply cannot be routed to the ZO COIMBATORE branch electronically.

How to transfer money using IFSC UBIN0592463

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0592463 across all three.

NEFT to Union Bank of India, ZO COIMBATORE using IFSC UBIN0592463

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0592463, and confirm that the system picks up Union Bank of India – ZO COIMBATORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ZO COIMBATORE

If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's ZO COIMBATORE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0592463 while initiating the transfer and the credit will appear within minutes.

IMPS to Union Bank of India ZO COIMBATORE (IFSC UBIN0592463)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0592463 in your mobile or internet banking app, and the money is credited to the ZO COIMBATORE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Zo Coimbatore

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UBIN0592463:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ZO COIMBATORE is still linked to IFSC UBIN0592463.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Union Bank of India's ZO COIMBATORE branch, the IFSC UBIN0592463 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Zo Coimbatore branch

Once you have an account at Union Bank of India – ZO COIMBATORE, the IFSC UBIN0592463 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Zo Coimbatore branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 422-9304178032.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0592463

MICR & cheque-truncation details

Cheques drawn on the Zo Coimbatore branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0592463 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Zo Coimbatore branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0592463 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – ZO COIMBATORE:

• The IFSC is exactly UBIN0592463 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Union Bank of India as the bank name and ZO COIMBATORE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Zo Coimbatore branch

The branch is located at 1ST FLOOR, VEDAV MAJESTY, 45/2, KRISHNASAMY NAGAR, SOWRIPALAYAM PIRIVU, RAMANATHAPURAM, COIMBATORE 641045, which puts it inside Coimbatore, the broader Coimbatore district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Union Bank of India Zo Coimbatore branch” — the verified location pin for IFSC UBIN0592463 should appear at the top of the results.
2. Confirm the branch is open by calling 422-9304178032 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0592463 and your account number.

Verifying IFSC UBIN0592463 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0592463 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 422-9304178032.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Zo Coimbatore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0592463 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UBIN0592463 belongs to Union Bank of India's ZO COIMBATORE branch, located at 1ST FLOOR, VEDAV MAJESTY, 45/2, KRISHNASAMY NAGAR, SOWRIPALAYAM PIRIVU,… in COIMBATORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.