This page lists the IFSC code, branch address, contact number and fund-transfer information for Union Bank of India, CHINTAPALLI ,GUDEM branch in CHINTAPALLI. The 11-digit IFSC UBIN0532916 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Union Bank of India at the CHINTAPALLI ,GUDEM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Union Bank of India – CHINTAPALLI ,GUDEM is UBIN0532916. The first four letters UBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 532916 map to this branch in CHINTAPALLI, ANDHRA PRADESH.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Chintapalli ,Gudem |
| IFSC Code | UBIN0532916 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT & POST CHINTAPALLI (GUDEM),TAL. CHINTAPALLI, DIST. VISAKHAPATNAM,ANDHRA PRADESH, PIN - 531 111. |
| City | Chintapalli |
| District | Vishakapatnam |
| State | Andhra Pradesh |
| Phone | 238224 |
About Union Bank of India
Union Bank of India operates a wide network of branches across India, including the Chintapalli ,Gudem branch in Chintapalli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UBIN0532916.
About the Chintapalli ,Gudem branch
The Chintapalli ,Gudem branch of Union Bank of India is situated at AT & POST CHINTAPALLI (GUDEM),TAL. CHINTAPALLI, DIST. VISAKHAPATNAM,ANDHRA PRADESH, PIN - 531 111.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UBIN0532916 is used.
Why every Union Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHINTAPALLI ,GUDEM of Union Bank of India — its own 11-character IFSC. The code UBIN0532916 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UBIN0532916 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UBIN0532916
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0532916 across all three.
NEFT to Union Bank of India, CHINTAPALLI ,GUDEM using IFSC UBIN0532916
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0532916, and confirm that the system picks up Union Bank of India – CHINTAPALLI ,GUDEM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UBIN0532916
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – CHINTAPALLI ,GUDEM, ensure your bank's portal accepts IFSC UBIN0532916 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Union Bank of India – CHINTAPALLI ,GUDEM, use IMPS. With IFSC UBIN0532916 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0532916 for Union Bank of India – CHINTAPALLI ,GUDEM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0532916 | Yes – UBIN0532916 | Yes – UBIN0532916 |
For most retail customers crediting the Chintapalli ,Gudem branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Union Bank of India's CHINTAPALLI ,GUDEM branch, the IFSC UBIN0532916 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Chintapalli ,Gudem branch is mapped to IFSC UBIN0532916 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UBIN0532916.
Products and services
Customers walking into the Chintapalli ,Gudem branch can access most of Union Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UBIN0532916
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Union Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UBIN0532916 and the account number together uniquely identify the Chintapalli ,Gudem branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Chintapalli ,Gudem branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0532916 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UBIN0532916
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – CHINTAPALLI ,GUDEM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UBIN0532916. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Chintapalli ,Gudem branch sits at AT & POST CHINTAPALLI (GUDEM),TAL. CHINTAPALLI, DIST. VISAKHAPATNAM,ANDHRA PRADESH, PIN - 531 111.. If you are travelling from outside Chintapalli, search for the branch on a maps application using the bank name and locality, or call 238224 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0532916 and your account number.
Verifying IFSC UBIN0532916 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0532916 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 238224.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chintapalli ,Gudem are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0532916 continue to work without interruption.
Branch address & contact
Union Bank of IndiaChintapalli ,Gudem Branch
AT & POST CHINTAPALLI (GUDEM),TAL. CHINTAPALLI, DIST. VISAKHAPATNAM,ANDHRA PRADESH, PIN - 531 111.
Chintapalli, Andhra Pradesh
Phone: 238224
IFSC: UBIN0532916
Frequently asked questions
Can I use IFSC UBIN0532916 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0532916 to send funds instantly.
What is the IFSC code of Union Bank of India Chintapalli ,Gudem branch?
The IFSC code of Union Bank of India, Chintapalli ,Gudem branch is UBIN0532916. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Union Bank of India Chintapalli ,Gudem branch located?
Union Bank of India's Chintapalli ,Gudem branch is located at AT & POST CHINTAPALLI (GUDEM),TAL. CHINTAPALLI, DIST. VISAKHAPATNAM,ANDHRA PRADESH, PIN - 531 111., Chintapalli, Andhra Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chintapalli ,Gudem branch but serve different purposes.
Is IFSC UBIN0532916 valid for NEFT and RTGS?
Yes. IFSC UBIN0532916 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UBIN0532916 the same for all accounts at Chintapalli ,Gudem branch?
Yes. The IFSC UBIN0532916 is shared by every account held at Union Bank of India's Chintapalli ,Gudem branch. Only the account number changes from customer to customer.
How do I add Union Bank of India Chintapalli ,Gudem as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0532916, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UBIN0532916 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Union Bank of India – Chintapalli ,Gudem reflect within 30 minutes.
Summary
The IFSC code UBIN0532916 belongs to Union Bank of India's CHINTAPALLI ,GUDEM branch, located at AT & POST CHINTAPALLI (GUDEM),TAL. CHINTAPALLI, DIST. VISAKHAPATNAM,ANDHRA… in CHINTAPALLI, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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