Below are the complete branch details for Union Bank of India, CHAMIERS ROAD - CHENNAI branch, located in CHENNAI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is UBIN0533238. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UBIN0533238 for Union Bank of India – CHAMIERS ROAD - CHENNAI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Union Bank of India – CHAMIERS ROAD - CHENNAI is UBIN0533238. The first four letters UBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 533238 map to this branch in CHENNAI, TAMIL NADU.
About Union Bank of India
Union Bank of India operates a wide network of branches across India, including the Chamiers Road - Chennai branch in Chennai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UBIN0533238.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Chamiers Road - Chennai |
| IFSC Code | UBIN0533238 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 67, CHAMIERS ROAD, CHENNAI,TAMIL NADU,PIN - 600 018. |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
Chamiers Road - Chennai branch overview
Located at 67, CHAMIERS ROAD, CHENNAI,TAMIL NADU,PIN - 600 018., the Chamiers Road - Chennai branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UBIN0533238 is required for all interbank electronic transfers routed through this branch.
Why every Union Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHAMIERS ROAD - CHENNAI of Union Bank of India — its own 11-character IFSC. The code UBIN0533238 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UBIN0533238 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Chamiers Road - Chennai branch
Once you have an account at Union Bank of India – CHAMIERS ROAD - CHENNAI, the IFSC UBIN0533238 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Chamiers Road - Chennai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0533238
How to transfer money using IFSC UBIN0533238
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0533238 across all three.
NEFT to Union Bank of India, CHAMIERS ROAD - CHENNAI using IFSC UBIN0533238
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0533238, and confirm that the system picks up Union Bank of India – CHAMIERS ROAD - CHENNAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UBIN0533238
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – CHAMIERS ROAD - CHENNAI, ensure your bank's portal accepts IFSC UBIN0533238 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Union Bank of India CHAMIERS ROAD - CHENNAI (IFSC UBIN0533238)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0533238 in your mobile or internet banking app, and the money is credited to the CHAMIERS ROAD - CHENNAI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Chamiers Road - Chennai
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UBIN0533238:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHAMIERS ROAD - CHENNAI is still linked to IFSC UBIN0533238.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Union Bank of India's CHAMIERS ROAD - CHENNAI branch, the IFSC UBIN0533238 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Chamiers Road - Chennai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0533238 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Union Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UBIN0533238 and the account number together uniquely identify the Chamiers Road - Chennai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UBIN0533238
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – CHAMIERS ROAD - CHENNAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UBIN0533238. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Chamiers Road - Chennai branch
The branch is located at 67, CHAMIERS ROAD, CHENNAI,TAMIL NADU,PIN - 600 018., which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Union Bank of India Chamiers Road - Chennai branch” — the verified location pin for IFSC UBIN0533238 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0533238 and your account number.
Verifying IFSC UBIN0533238 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0533238 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chamiers Road - Chennai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0533238 continue to work without interruption.
Branch address & contact
Union Bank of IndiaChamiers Road - Chennai Branch
67, CHAMIERS ROAD, CHENNAI,TAMIL NADU,PIN - 600 018.
Chennai, Tamil Nadu
Phone: the branch contact number
IFSC: UBIN0533238
Frequently asked questions
How do I add Union Bank of India Chamiers Road - Chennai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0533238, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Union Bank of India Chamiers Road - Chennai branch located?
Union Bank of India's Chamiers Road - Chennai branch is located at 67, CHAMIERS ROAD, CHENNAI,TAMIL NADU,PIN - 600 018., Chennai, Tamil Nadu.
What is the phone number of Union Bank of India Chamiers Road - Chennai branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC UBIN0533238 valid for NEFT and RTGS?
Yes. IFSC UBIN0533238 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chamiers Road - Chennai branch but serve different purposes.
Can I use IFSC UBIN0533238 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0533238 to send funds instantly.
Summary
The IFSC code UBIN0533238 belongs to Union Bank of India's CHAMIERS ROAD - CHENNAI branch, located at 67, CHAMIERS ROAD, CHENNAI,TAMIL NADU,PIN - 600 018. in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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