Use this page as a one-stop reference for everything related to Union Bank of India's CHALLUR branch in CHALLUR, TELANGANA. The branch's IFSC code UBIN0807851 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Union Bank of India – CHALLUR is UBIN0807851. The first four letters UBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 807851 map to this branch in CHALLUR, TELANGANA.
About the bank
Union Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Challur branch in Challur, Telangana is part of this network and uses the IFSC code UBIN0807851 for all electronic settlement.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Challur |
| IFSC Code | UBIN0807851 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 2-53,VEENAVANKA MANDALHUZURABAD TQ,KARIMNAGAR DIST |
| City | Challur |
| District | Karimnagar |
| State | Telangana |
| Phone | 8727288026 |
Challur branch overview
Located at 2-53,VEENAVANKA MANDALHUZURABAD TQ,KARIMNAGAR DIST, the Challur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UBIN0807851 is required for all interbank electronic transfers routed through this branch.
Why every Union Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHALLUR of Union Bank of India — its own 11-character IFSC. The code UBIN0807851 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UBIN0807851 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Challur branch
Once you have an account at Union Bank of India – CHALLUR, the IFSC UBIN0807851 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Challur branch can access most of Union Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UBIN0807851
How to transfer money using IFSC UBIN0807851
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0807851 across all three.
How to use IFSC UBIN0807851 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Union Bank of India's CHALLUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UBIN0807851.
- Confirm the bank name auto-populates as Union Bank of India and the branch as CHALLUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CHALLUR
If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's CHALLUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0807851 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Union Bank of India – CHALLUR, use IMPS. With IFSC UBIN0807851 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Challur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UBIN0807851:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHALLUR is still linked to IFSC UBIN0807851.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UBIN0807851
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – CHALLUR is still mapped to IFSC UBIN0807851. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0807851 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UBIN0807851
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the CHALLUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0807851 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Challur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0807851 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UBIN0807851
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – CHALLUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UBIN0807851. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Challur branch sits at 2-53,VEENAVANKA MANDALHUZURABAD TQ,KARIMNAGAR DIST. If you are travelling from outside Challur, search for the branch on a maps application using the bank name and locality, or call 8727288026 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0807851 and your account number.
Verifying IFSC UBIN0807851 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0807851 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8727288026.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Challur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UBIN0807851, however, work 24x7.
Branch address & contact
Union Bank of IndiaChallur Branch
2-53,VEENAVANKA MANDALHUZURABAD TQ,KARIMNAGAR DIST
Challur, Telangana
Phone: 8727288026
IFSC: UBIN0807851
Frequently asked questions
Is IFSC UBIN0807851 the same for all accounts at Challur branch?
Yes. The IFSC UBIN0807851 is shared by every account held at Union Bank of India's Challur branch. Only the account number changes from customer to customer.
How do I add Union Bank of India Challur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0807851, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Union Bank of India Challur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8727288026 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Challur branch but serve different purposes.
Can I use IFSC UBIN0807851 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0807851 to send funds instantly.
Where is Union Bank of India Challur branch located?
Union Bank of India's Challur branch is located at 2-53,VEENAVANKA MANDALHUZURABAD TQ,KARIMNAGAR DIST, Challur, Telangana.
Is IFSC UBIN0807851 valid for NEFT and RTGS?
Yes. IFSC UBIN0807851 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Union Bank of India Challur branch?
You can reach the branch at 8727288026 during regular banking hours.
Final notes
To recap: UBIN0807851 is the IFSC code of Union Bank of India, CHALLUR branch, in CHALLUR, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
